Protecta Insurance Car Insurance

With more than four million cars driving on New Zealand’s roads, car insurance has become a mandatory part of getting from A, to B. However, not all insurance policies are created equal. Here, Canstar compares how Protecta Insurance’s vehicle cover stacks up against other insurers.

What car insurance policies does Protecta Car Insurance offer?

Protecta Insurance offers customers a choice of three insurance policies: Full Cover, Third Party Fire & Theft, and Third Party Only.

Protecta makes it easy to choose. When you get a car insurance quote from them, they guide you through what each option covers, showing you the benefits, premiums, and excesses side-by-side so you can make an easy, informed decision.

Check out the link below to see how this compares against other insurers.

Compare Car Insurance with Canstar

What’s covered by Protecta’s Full Cover Car Insurance Policy?

All Full Cover policies include:

  • Salvage costs
  • Trailer cover
  • Hire vehicle
  • Completion of journey
  • Legal defence
  • Keys and locks

  • Death benefit
  • Medical expenses
  • Shortfall cover
  • Marine general average
  • Third party liability
  • No claims bonus protection

The policy also offers optional benefits, including roadside assistance and windscreen, which can be added for an additional cost.

What’s covered by Protecta’s Third Party, Fire & Theft Policy?

Protecta’s Third Party, Fire & Theft Insurance policy covers the damage you may cause to someone else’s property, as well as fire and theft damage caused to your vehicle. There are additional protections in the case of accidental loss.

What’s Covered by Protecta’s Third Party Policy?

This affordable option covers damage you may cause to someone else’s property, but not to your own vehicle. There are additional protections in the case of accidental loss.

What makes Protecta Car Insurance different?

Each Protecta policy is backed up by its accident management team. In the event of a claim, they will guide you through the process and provide you with quality repairs that are guaranteed for the life of the vehicle.

About Protecta Insurance

Established in 1986, Protecta Insurance New Zealand Limited is a NZ owned and operated company. It specialises in motoring products and in addition to its car insurance policies it is also one of NZ’s leading motorcycle insurance providers.

Car Insurance Awards 2023

Canstar Research
Award: Outstanding Value Award

Written by: Bruce Pitchers | Last updated: October 2, 2023