Westpac Car Insurance

With more than four million cars driving on New Zealand’s roads, car insurance has become a mandatory part of getting from A to B. However, not all insurance policies are created equal. Here, Canstar compares how Westpac’s vehicle cover stacks up against other insurers.

What car insurance policies does Westpac offer?

Westpac offers customers a choice of three car insurance policies; comprehensive cover, third party and fire and theft. 

Additionally, Westpac offers its customers the optional benefit of its Auto Assist program, as well as the ability to choose their excess, and four extra ways to save on premiums. 

Check out the link below to see how Westpac compares against other insurers.

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What’s Covered by Westpac’s Comprehensive Car Insurance Policy?

According to Westpac, its comprehensive car insurance policy offers liability cover of up to $100,000 for injury to another person, up to $20 million for damage to another person’s property, damage by an uninsured driver, fire, theft, accidental damage, excess-free windscreen claims, lost or stolen keys and damage to locks (to the value of $1,000), a no-claims bonus and up to $500 for medical expenses, travel, accommodation, towing and transport in the event of an accident.  

What’s covered by Westpac’s Third Party, Fire & Theft Policy?

Offering fewer benefits than its comprehensive policy, Westpac’s third party, fire and theft offers liability cover of up to $100,000 for injury to another person, up to $20 million for damage to another person’s property, damage by an uninsured driver (to the value of $3000) as well as fire and theft.

What’s covered by Westpac’s Third Party Policy?

Described as its “bare bones’ policy”, Westpac’s Third Party car insurance policy offers liability cover of up to $100,000 for injury to another person, up to $20 million for damage to another person’s property and damage by an uninsured driver (to the value of $3000).

What Don’t Tower’s Car Insurance Policies Cover?

Similar to many other insurers, Westpac does not cover its customers in the event of mechanical failure, those using their vehicle for business purposes, or those operating their vehicle outside the terms of their license.

What Makes Tower’s Car Insurance Different?

According to Westpac, customers can save on their insurance premiums if they meet any of the following criteria: they choose a higher voluntary excess, have no one under the age of 25 operating the vehicle, insure the family home with Westpac, or drive claim-free for four years or more. Westpac also offers customers the ability to choose their excess, depending on the age of the driver(s). 

About Westpac

Arriving in New Zealand around 1861 as the bank of New South Wales, Kiwi’s today know Westpac as one of the country’s largest banking institutions, with more than 1.5 million customers nationwide. 

Officially recognised as the bank of the New Zealand Government, Westpac offers a swathe of services to individuals, families, small and medium businesses, corporate and institutional organisations. 

Written by: Katharina Charles | Last updated: July 2, 2019

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