Westpac Car Insurance

With more than four million cars driving on New Zealand’s roads, car insurance has become a mandatory part of getting from A to B. However, not all insurance policies are created equal. Here, Canstar compares how Westpac’s vehicle cover stacks up against other insurers.

What car insurance policies does Westpac offer?

Westpac offers customers a choice of three car insurance policies: full cover, third party, fire and theft, and third party. 

Additionally, Westpac’s full cover policy comes with the optional benefit of its Auto Assist program.

Check out the link below to see how Westpac compares against other insurers.

Compare Car Insurance with Canstar

What’s covered by Westpac’s Comprehensive Car Insurance Policy?

Westpac’s full (comprehensive) cover includes benefits including:

  • Agreed vehicle value
  • Full cover for damage or loss of vehicle
  • New replacement for vehicles under 1 year old
  • Liability cover up to $20m for property, up to $100,000 for injury to another person
  • Rental car for up to 14-days
  • Excess free glass cover
  • Cover for accidents caused by uninsured driver
  • Lost or stolen keys: up to $1000 cover, excess free
  • Travel accommodation, towing and transport 

Optional benefits: Auto Assist

What’s covered by Westpac’s Third Party, Fire & Theft Policy?

Westpac’s third party, fire and theft policy offers:

  • Loss of vehicle due to fire and theft
  • Liability cover of up to $100,000 for injury to another person
  • $20 million for damage to another person’s property
  • Cover for damage caused by an uninsured driver to $3000

What’s covered by Westpac’s Third Party Policy?

  • Liability cover of up to $100,000 for injury to another person
  • $20 million for damage to another person’s property
  • Cover for damage caused by an uninsured driver, to $3000

What makes Westpac Car Insurance different?

Customers can save on their insurance premiums by:

  • Choosing a higher excess, save up to $100 a year
  • Excluding under 25 drivers.
  • Bundling with Westpac Home Cover
  • No claims bonus of up to 64%

About Westpac

Westpac’s history stretches back to 1817, and the founding of Australia’s first bank, The Bank of New South Wales, which arrived on our shores in the 1860s.

Today, Westpac is one of the country’s largest banking institutions, boasting over 1.5 million customers nationwide. 

Officially recognised as the bank of the NZ government, Westpac offers a swathe of services to individuals, families, small and medium businesses, corporate and institutional organisations. 

Written by: Bruce Pitchers | Last updated: September 15, 2023