ASB Car Insurance

With more than four million cars driving on New Zealand’s roads, car insurance has become a mandatory part of getting from A to B. However, not all insurance policies are created equal. Here, Canstar compares how ASB’s vehicle cover stacks up against other insurers.

What Car Insurance Policies Does ASB Offer?

ASB offers customers three levels of car insurance with policies including; full cover, third party, fire and theft, and third-party cover.

Additionally, ASB offers access to its Roadside Rescue service and a range of discount options for eligible customers.

Check out the link below to see how this compares against other insurers.

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What’s Covered by ASB’s Comprehensive Car Insurance Policy?

According to ASB, its full cover policy “provides the highest level of car insurance cover,” and offers customers ‘comprehensive protection’ against sudden or accidental loss/damage – including that which is inflicted by an uninsured driver. The policy also covers legal liability to the tune of $20 million and excess-free windscreen claims. 

What’s Covered by ASB’s Third Party, Fire & Theft Policy?

Offering protection for legal liability (to the tune of $20 million), as well as damage from fire and theft, this policy also offers up to $3,000 in the event of an incident occurring when the other driver is at fault and uninsured.

What’s Covered by ASB’s Third Party Policy?

ASB says that its Third Party Policy is “useful if you only need basic cover for your own car, or are on a limited budget”. The policy includes legal liability for up to $20 million, as well as up to $3,000 for incidents inflicted by an uninsured driver.

What Don’t ASB’s Car Insurance Policies Cover?

Similar to many other insurers, ASB does not cover its customers in the event of mechanical failure, those using their vehicle for business purposes, or those operating their vehicle outside the terms of their license.

What Makes ASB’s Car Insurance Different?

According to ASB, customers can enjoy a range of discounts including a claim-free discount of up to 65 percent as well as access to its Roadside Rescue service. 

About ASB

Opening the doors to New Zealand’s first savings bank in 1847, the Auckland Savings Bank (ASB) services more than 1.3 million customers with personal, business and rural interests. ASB is owned by the Commonwealth Bank of Australia and manages BankDirect – a branchless banking service with phone, internet and EFTPOS capabilities. 

Written by: Katharina Charles | Last updated: July 2, 2019

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