ASB Car Insurance

With more than four million cars driving on New Zealand’s roads, car insurance has become a mandatory part of getting from A to B. However, not all insurance policies are created equal. Here, Canstar compares how ASB’s vehicle cover stacks up against other insurers.

ASB Bank logo

What car insurance policies does ASB Offer?

ASB offers customers three levels of car insurance policies: Full Cover, Third Party, Fire and Theft, and Third Party Cover.

Additionally, ASB offers access to its roadside rescue service on all its policies, and a range of discount options for eligible customers.

Check out the link below to see how this compares against other insurers.

Compare Car Insurance with Canstar

What’s covered by ASB’s Full Cover insurance policy?

According to ASB, its full cover policy “provides the highest level of car insurance cover”, and offers customers comprehensive protection against sudden or accidental loss/damage.

This includes: 

  • Legal liability
  • Excess-free windscreen and window replacement
  • Trailer cover up to $1000
  • Accidental death or disablement up to $10,000

What’s covered by ASB’s Third Party, Fire & Theft policy?

Offering protection for legal liability (to the tune of $20m), as well as damage from fire and theft, this policy also offers up to $3000 in the event of an incident occurring when the other driver is at fault and uninsured.

What’s covered by ASB’s Third Party Policy?

ASB says that its Third Party Policy is “useful if you only need basic cover for your own car, or are on a limited budget”. The policy includes legal liability for up to $20m, as well as up to $3000 for incidents inflicted by an uninsured driver.

What makes ASB Car Insurance different?

According to ASB, customers can enjoy a range of discounts, including a claim-free discount of up to 65%, a car-alarm discount, as well as access to its Roadside Rescue service. 

About ASB

Opening the doors to New Zealand’s first savings bank in 1847, the Auckland Savings Bank (ASB) services more than 1.3 million customers with personal, business and rural interests. ASB is owned by the Commonwealth Bank of Australia and manages BankDirect – a branchless banking service with phone, internet and EFTPOS capabilities. 

Written by: Andrew Broadley | Last updated: September 16, 2021