ASB Car Insurance

With more than four million cars driving on New Zealand’s roads, car insurance has become a mandatory part of getting from A to B. However, not all insurance policies are created equal. Here, Canstar compares how ASB’s vehicle cover stacks up against other insurers.

ASB Bank logo

What car insurance policies does ASB Offer?

ASB offers customers three levels of car insurance policies: Full Cover, Third Party, Fire and Theft, and Third Party Cover.

All three policies feature the optional benefits of:

  • Roadside service
  • Excess-free glass repairs

Additionally, ASB offers a range of discount options for eligible customers.

Check out the link below to see how this compares against other insurers.

Compare Car Insurance with Canstar

What’s covered by ASB’s Full Cover insurance policy?

ASB’s full cover policy provides customers comprehensive protection against sudden or accidental loss/damage.

This includes: 

  • Loss or damage caused by flood, storm or fire
  • Legal liability up to $20m
  • Accidental death or disablement up to $10,000
  • Damage caused by an uninsured driver
  • Replacement of keys and locks (excess-free up to $500)

Optional extras: hire vehicle, original equipment manufacturer new parts and trailer cover.

What’s covered by ASB’s Third Party, Fire & Theft policy?

Protection for legal liability up to $20m, as well as damage from fire and theft. The policy also offers up to $5000 in the event of an accident when the other driver is at fault and uninsured.

Optional extra: hire vehicle.

What’s covered by ASB’s Third Party Policy?

ASB’s Third Party Policy includes legal liability for up to $20m, as well as up to $5000 for incidents inflicted by an uninsured driver.

What makes ASB Car Insurance different?

According to ASB, customers can enjoy a range of multi-policy discounts, as well as access to its Roadside Rescue service and Repairhub car repair centres.

About ASB

Opening the doors to New Zealand’s first savings bank in 1847, the Auckland Savings Bank (ASB) services more than 1.3 million customers with personal, business and rural interests. ASB is owned by the Commonwealth Bank of Australia and manages BankDirect – a branchless banking service with phone, internet and EFTPOS capabilities. 

Written by: Bruce Pitchers | Last updated: September 15, 2023