AA Insurance Car Insurance

With more than four million cars driving on New Zealand’s roads, car insurance has become a mandatory part of getting from A, to B. However, not all insurance policies are created equal. Here, Canstar compares how AA Insurance’s vehicle cover stacks up against other insurers.

What car insurance policies does AA Insurance offer?

AA Insurance offers customers a choice of three insurance policies: Comprehensive, Third Party Fire & Theft, and Third Party Only.

All policies offer a lifetime repair guarantee, one-event-one-excess cover and multi-policy discounts if you have two or more policies.

Check out the link below to see how this compares against other insurers.

Compare Car Insurance with Canstar

What’s covered by AA’s Comprehensive Car Insurance Policy?

According to AA Insurance, its Comprehensive Car Insurance Policy is its most popular cover type. The policy covers customers with benefits that include:

  • Insurance up to an agreed value
  • Cover for damage to your own car and other people’s property (up to $20m for legal liability)
  • Towing, storage and transport costs in the event of an accident
  • Road clearing and emergency costs
  • Excess-free replacement of keys and locks up to $1000 if your keys are stolen

The policy also offers two optional benefits, Excess-Free Glass Cover and Rental Cover, which can be added for an additional cost.

What’s covered by AA Insurance’s Third Party, Fire & Theft Policy?

AA Insurance’s Third Party, Fire & Theft Insurance policy covers the damage you may cause to someone else’s property as well as fire and theft damage caused to your vehicle. There’s also a benefit that covers damage to your vehicle by an at-fault uninsured driver up to $4000, provided they admit fault and you can provide their registration and contact details.

The policy offers the optional benefit of Excess-Free Glass Cover for an additional cost.

What’s covered by AA Insurance’s Third Party Policy?

This affordable option covers damage you may cause to someone else’s property, but not to your own vehicle. However, if your vehicle is damaged by an at-fault uninsured driver, your policy will cover the damage up to $4000, provided the other driver admits fault and you can provide their registration and contact details.

What makes AA Insurance Car Insurance different?

The insurer offers a lifetime repair guarantee on work completed by its Quality Repairer Network. This means the repairs are guaranteed for the life of your car, even if you sell it.

About AA Insurance

AA Insurance is an independently operated, New Zealand-based joint venture between the New Zealand Automobile Association (NZAA) and Vero Insurance. Since 1994 it has demonstrated trusted expertise in home, contents and car insurance in New Zealand, and in 2018 introduced commercial small business insurance. AA Insurance underwrites its own policies and sell direct to New Zealanders. Its 860 staff look after almost 470,000 customers with 930,000 policies.

Written by: Bruce Pitchers | Last updated: September 14, 2023