FMG Car Insurance

With more than four million cars driving on New Zealand’s roads, car insurance has become a mandatory part of getting from A, to B. However, not all insurance policies are created equal. Here, Canstar compares how FMG’s vehicle cover stacks up against other insurers.

What car insurance policies does FMG offer?

FMG offers customers two insurance plans. Comprehensive insurance (FMG Superior Private Vehicles policy), and third party, fire and theft insurance (FMG Essential Private Vehicles policy).

Check out the link below to see how FMG compares against other insurers:

Compare Car Insurance with Canstar

What’s covered by FMG’s Superior Private Vehicles Policy (Comprehensive)?

This policy provides full comprehensive cover for personal vehicles, and includes benefits such as:

  • Legal liability for you and approved drivers
  • Excess-free cover if you are not at fault
  • Excess-free glass cover
  • Excess-free replacement of locks and keys if lost or stolen
  • Misfuelling (accidentally using the incorrect fuel in your vehicle)

What’s covered by FMG’s Essential Private Vehicles Policy (Third Party, Fire and Theft)?

FMG’s policy gives customers the option of being covered for: 

  • Third Party Only
  • Third Party Fire and Theft
  • Fire and Theft, or
  • Fire Only.

All of the above include coverage for up to $10m of cover for your legal liability, loss of your vehicle due to natural disasters and accidents with an uninsured driver.

Optional hire car cover available: up to $100 a day for 30 days from claim.

What makes FMG’s car insurance different?

FMG is New Zealand’s leading rural insurer, providing insurance that covers New Zealander’s farming, lifestyle, domestic and commercial requirements. It offers the flexibility to meet the needs of the individual.

It also offers a range of automatic benefits that many other insurers include as an add-on, such as excess free glass cover.

About FMG

FMG has been an important part of the New Zealand farming landscape for over 100 years. They are a mutually owned insurer that was formed to help rural Kiwis protect their farms and livelihoods. 

Car Insurance Awards 2023

Canstar Research
Award: Outstanding Value & Most Satisfied Customers Awards

Written by: Bruce Pitchers | Last updated: September 14, 2023