NZI Car Insurance

With more than four million cars driving on New Zealand’s roads, car insurance has become a mandatory part of getting from A, to B. However, not all insurance policies are created equal. Here, Canstar compares how NZI’s vehicle cover stacks up against other insurers.

NZI Car Insurance

What car insurance policies does NZI offer?

NZI has a choice of three levels of car insurance:

  • Full cover: for damage to your car and damage you cause to someone else’s car or property
  • Third party fire and theft: provides coverage if your car is damaged by fire or stolen and your liability for damage you cause to someone else
  • Third party: only for damage you cause just to someone else’s car or property

NZI offers its customers two policy choices:

Distinction motor vehicle

A premium policy that comes with added benefits, such as alternative transport and cover for your legal liability for injury and property damage, along with unlimited call-outs under NZI Roadside Assist.

Echelon motor vehicle

When taken out with full cover, this policy covers you for keys and locks, road clearing costs and comes with no excess for windscreen claims.

Check out the link below to see how this compares against other insurers.

Compare Car Insurance with Canstar

What’s covered by NZI’s Comprehensive Car Insurance Policy?

NZI offers a comprehensive car insurance policy which covers damage to your car as well as damage caused to someone elses car or property.

What’s covered by NZI’s Third Party, Fire & Theft Policy?

Similar to other insurers, NZI’s third party, fire and theft policy covers the customer’s liability for vehicle damage caused by fire, theft.

What’s covered by NZI’s Third Party Policy?

Regardless of whether you’re driving a car, a motorcycle, trailer or caravan, NZI’s third party policy covers you if the event of damage to someone else’s car or property.

What makes NZI car insurance different?

NZI offers their insurance exclusively through insurance brokers.

About NZI

With a Kiwi history stemming back 160 years, New Zealand Insurance (NZI) is one of the country’s largest general insurance brands. The company was purchased in 2003 by the Insurance Australia Group (IAG) New Zealand and has a strong interest in sustainable business, as the principal sponsor of the NZI Sustainable Business Network Awards 2019.

Written by: Bruce Pitchers | Last updated: September 14, 2023