ASB KiwiSaver

The Auckland Savings Bank (ASB) is one of New Zealand’s largest financial institutions and offers a range of services, including personal, retail, business and institutional banking.

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ASB is the winner of one of Canstar’s 2026 Outstanding Value KiwiSaver Scheme Awards.

The win is based ASB’s great performance across price and features: the combination of competitive pricing and a strong, well-rounded feature set established ASB as a provider of outstanding value for New Zealand KiwiSaver members in 2026.

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Types of ASB KiwiSaver funds

The ASB has six predominantly passively managed KiwiSaver funds, each offering a different level of potential return and targeted to the needs of a different life stage or investor. Some are conservative, and aim to reduce ups and downs in a balance. Others focus on higher potential growth.

Its Positive Impact Fund aims for moderate to high returns through investments that have a positive impact on society or the environment in line with the UN Sustainable Development Goals.

The funds contain varying mixes of assets, with cash and fixed-interest bonds (income assets) making up most of the conservative funds, and equities (growth assets) making up more of the growth options:

  • Aggressive Fund
  • Growth Fund
  • Balanced Fund

  • Moderate Fund
  • Conservative Fund
  • NZ Cash Fund

Eligibility to open an ASB KiwiSaver account

Most New Zealanders can join KiwiSaver. Find out if you’re eligible on the government’s KiwiSaver website.

How to open an ASB KiwiSaver account

Apply online on the ASB website.

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Written by: Bruce Pitchers | Last updated: September 20, 2026