BT KiwiSaver

BT Funds Management is the New Zealand investment arm of Westpac and offers Kiwisaver and managed fund products.

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If you’re considering opening a KiwiSaver fund with BT, check out Canstar’s latest Star Ratings for its products.

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Types of BT KiwiSaver funds

BT offers seven predominantly actively managed KiwiSaver funds, each offering a different level of potential return and targeted to the needs of a different life stage. The funds contain varying mixes of assets, with cash and fixed-interest bonds (income assets) making up most of the conservative funds, and equities (growth assets) making up more of the growth options. BT also has a Responsible Investment Policy:

  • Cash Fund
  • Defensive Conservative Fund
  • Conservative Fund
  • Moderate Fund
  • Default Balanced Fund
  • Balanced Fund
  • Growth Fund

BT Funds is one of the government-appointed default KiwiSaver scheme providers, in part for its ability to deliver low fees and promote KiwiSaver engagement.

Eligibility to open a BT KiwiSaver account

Most New Zealanders can join KiwiSaver. Find out if you’re eligible on the government’s KiwiSaver website.

How to open a BT KiwiSaver account

Apply online on the BT website.

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Written by: Bruce Pitchers | Last updated: September 22, 2023