Pathfinder KiwiSaver

Pathfinder is an ethically focused KiwiSaver scheme run by Alvarium, a boutique Kiwi-owned financial management company.


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If you’re considering opening a KiwiSaver fund with Pathfinder, check out Canstar’s latest Star Ratings for its products.

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Types of Pathfinder KiwiSaver funds

Pathfinder only invests in ethical funds. It also donates 20% of its KiwiSaver management fees to NZ charities.

It offers three KiwiSaver funds:


Has a higher exposure to income assets and a lower exposure to growth assets. Its value is unlikely to fluctuate as much as the balanced or growth funds.


Fund may suit those who have a medium or longer timeframe to invest, for example 5+ years, or are not very comfortable seeing dramatic ups and downs in their balances.


Has a larger percentage of funds invested in shares. Higher risks and more balance fluctuations come with opportunity for higher long-term returns.

Eligibility to open an Pathfinder KiwiSaver account

Most New Zealanders can join KiwiSaver. Find out if you’re eligible on the government’s KiwiSaver website.

How to open an Pathfinder KiwiSaver account

Apply online on the Pathfinder website.

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Written by: Bruce Pitchers | Last updated: September 22, 2023