Generate KiwiSaver

Generate is a New Zealand investment firm that provides KiwiSaver and managed investment funds.

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If you’re considering opening a KiwiSaver fund with Generate, check out Canstar’s latest Star Ratings for its products.

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Types of Generate KiwiSaver

Generate has six predominately actively managed KiwiSaver funds, each offering a different level of potential return and targeted to the needs of a different life stage: Conservative, Growth and Focused Growth.

The funds contain varying mixes of assets, with cash and fixed-interest bonds (income assets) making up most of the conservative funds, and equities (growth assets) making up more of the growth options.

  • Defensive Fund
  • Conservative Fund
  • Moderate Fund
  • Balanced Fund
  • Growth Fund
  • Focused Growth Fund

Generate also offers two Stepping Stones funds, which automatically allocate and adjust your savings annually to a fund or a mix of funds appropriate for your age:

Stepping Stones – automatically invests in funds with reduced risk as you get older.

Stepping Stones Growth – the same as the Stepping Stones option, but keeps you invested in a higher proportion of growth assets for longer.

Eligibility to open a Generate KiwiSaver account

Most New Zealanders can join KiwiSaver. Find out if you’re eligible on the government’s KiwiSaver website.

Join or transfer to a Generate KiwiSaver account

Apply online on the Generate website.

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Written by: Bruce Pitchers | Last updated: September 22, 2023