ASB Credit Cards

Auckland Savings Bank (ASB) is a New Zealand bank providing credit cards, accounts, loans, insurance, investments and advisory.

Types of ASB credit cards

ASB Visa Light

Features:

  • No annual account fee
  • A Smart Rate special purchase interest rate applies to any purchase of $1000 or more

Fees and charges:

  • Purchase interest rate: 13.50% p.a.
  • Cash advance interest rate: 22.95% p.a.
  • Current Smart Rate: 0% p.a. for six months

ASB Visa Rewards

Features:

  • Choose between earning True Rewards or AA Smartfuel discounts
  • 1 True Rewards dollar for every $150 spent
  • 1 True Rewards dollar = $1 on redemption
  • Use your True Rewards dollars like real dollars – just swipe your True Rewards card, like you would your EFTPOS card, at ASB partner stores

Fees and charges:

  • $40 annual fee
  • Purchase interest rate: 20.95% p.a.
  • Cash advance interest rate: 22.95% p.a.

ASB Visa Business Rewards

Features:

  • Choose between earning True Rewards or AA Smartfuel discounts
  • Up to 50 days interest free
  • Access a range of complimentary Visa Commercial offers and discounts for your business

Fees and charges:

  • $70 annual fee
  • Purchase interest rate: 19.95% p.a.
  • Cash advance interest rate: 22.95%p.a.

ASB Visa Platinum Rewards

Features:

  • Choose between earning True Rewards or AA Smartfuel discounts
  • $100 spent = 1 True Rewards dollar

Fees and charges:

  • $80 annual fee
  • Purchase interest rate: 19.95% p.a.
  • Cash advance interest rate: 22.95% p.a.

 

 


Canstar’s free comparison tool gives you the ability to compare ASB Bank credit card products with those from other lenders in the credit card market. For more details, just click on the button below.

Compare Credit Cards with Canstar

ASB Credit Cards

Canstar Research
Rating:
Award: Outstanding Value Credit Cards Star Rating

Low Rate | Rewards $60,000 Spend

Visa Light | Visa Platinum

View the 2021 Credit Cards Star Ratings Report

Written by: Nicole Barratt | Last updated: January 25, 2021