BNZ KiwiSaver

BNZ is one of the oldest and largest banks in New Zealand and offers a variety of financial services, including personal, retail, business and institutional banking.



Compare BNZ KiwiSaver

If you’re considering opening a KiwiSaver fund with BNZ, check out Canstar’s latest Star Ratings for its products.

Compare KiwiSaver funds

Types of BNZ KiwiSaver funds

BNZ offers seven actively managed KiwiSaver funds, each offering a different level of potential return and targeted to the needs of a different life stage. The funds contain varying mixes of assets, with cash and fixed-interest bonds (income assets) making up most of the conservative funds, and equities (growth assets) making up more of the growth options.

Its First Home Buyer Fund aims to achieve relatively stable returns over the short to medium term, using a target investment mix of 85% income and 15% growth assets.

  • Growth Fund
  • Balanced Fund
  • Default Fund
  • Moderate Fund

  • Conservative Fund
  • Cash Fund
  • First Home Buyer Fund

BNZ KiwiSaver is one of the government-appointed default KiwiSaver scheme providers, in part for its ability to deliver low fees and promote KiwiSaver engagement.

Eligibility to open a BNZ KiwiSaver account

Most New Zealanders can join KiwiSaver. Find out if you’re eligible on the government’s KiwiSaver website.

Join or transfer to a BNZ KiwiSaver account

Apply online on the BNZ website.

Compare KiwiSaver funds

Written by: Bruce Pitchers | Last updated: September 22, 2023