ANZ Home & Contents Insurance

Home and contents insurance provides a safety net that helps alleviate the financial and emotional stress associated with the loss of valuable assets. Canstar reviews ANZ home and contents cover.

What home and contents policies does ANZ offer?

With ANZ, you can purchase home and contents insurance as a package, or purchase either home or contents insurance alone.

Canstar compares home and contents insurance, to help you find the right policy for you. Click below to see our comparison table, which features qualities including customer service and value for money.

Compare Home & Contents Insurance with Canstar

What’s covered by ANZ’s bundled House and Contents Insurance?

ANZ offers a a bundled insurance option, which is eligible for a multi-policy discount. Bundled home and contents includes all the same features as the individual policies, for less. If you have insurance cover for two or more insured assets with Vero you may be eligible. Other requirements include:

  • The assets are insured under the same policy or have been linked by a Vero client number or ANZ customer number
  • You have met the minimum premium

What’s covered by ANZ’s House Insurance?

Temporary accommodation

If your house is uninhabitable because of loss or damage, this cover may pay reasonable costs for temporary accommodation (including boarding your pets), up to 5% of your sum insured, or $30,000, whichever is greater, for up to 12 months.

ANZ home lending payment

An additional $2000 payment if your house is mortgaged with ANZ and suffers a total loss that’s covered by the policy.

Gradual damage

Up to $3000 for hidden gradual damage to your house, for example caused by leaking internal water pipes.

Retaining walls

Up to $80,000 to repair or rebuild retaining walls caused by a sudden and unforeseen event.

Lawns and gardens

Up to $2500 to restore your lawns and gardens if they’re damaged in an event that also damages your house.

What’s covered by ANZ’s Contents Insurance?

New for old cover

Most belongings will either be replaced or you’ll be paid their full replacement value.

Specified items

Receive a higher amount of cover for certain items by specifying them, for example jewellery, bikes, high-end electrical equipment.

Gradual damage

Up to $3000 for hidden gradual damage to your house, for example; caused by leaking internal water pipes.

Stolen or lost keys

Up to $2000 of cover to replace your keys and locks if your keys are stolen, lost or duplicated without your consent.

What makes ANZ’s Home and Contents insurance different?

ANZ customers are eligible for  an additional $2000 payment if the home is mortgaged with ANZ and suffers total loss that is covered by the policy. 

About ANZ

The Australia and New Zealand Banking Group Limited (ANZ) is an Australian-based banking institution operating in 36 countries, including Australia and New Zealand. 

One of NZ’s largest companies, ANZ employs 9000 people. It’s our largest rural banker and funds more than 30% of all home loans across the country. 

This is only a summary of key benefits. Application for cover is subject to underwriting acceptance. For full details, exclusions and limitations, please refer to the ANZ website.

Written by: Caitlin Bingham | Last updated: June 23, 2023