ANZ Home & Contents Insurance

Home and contents insurance can act as a safety net when your home is damaged or your belongings are lost, stolen or damaged. However, there is no one-size-fits all when it comes to polices. Here’s Canstar’s guide to ANZ’s home and contents insurance offerings.

What home and contents policies does ANZ offer?

ANZ offers its customers two policies for home and contents cover, both through Vero:

  • Contents Insurance – for your possessions
  • House Insurance – for your home

Check out the link below to see how this compares against other insurers.

Compare Home & Contents Insurance with Canstar

What’s covered by ANZ’s House Insurance?

Temporary accommodation

If your house is uninhabitable because of loss or damage, this cover may pay reasonable costs for temporary accommodation (including boarding your pets), up to 5% of your sum insured, or $30,000, whichever is greater, for up to 12 months.

ANZ home lending payment

An additional $2000 payment if your house is mortgaged with ANZ and suffers a total loss that’s covered by the policy.

Gradual damage

Up to $3000 for hidden gradual damage to your house, for example caused by leaking internal water pipes.

Retaining walls

Up to $80,000 to repair or rebuild retaining walls caused by a sudden and unforeseen event.

Lawns and gardens

Up to $2500 to restore your lawns and gardens if they’re damaged in an event that also damages your house.

What’s covered by ANZ’s Contents Insurance?

New for old cover

Most belongings either replaced or you’ll be paid their full replacement value.

Specified items

Receive a higher amount of cover for certain items by specifying them, for example jewellery, bikes, high-end electrical equipment.

Gradual damage

Up to $3000 for hidden gradual damage to your house, for example caused by leaking internal water pipes.

Stolen or lost keys

Up to $2000 of cover to replace your keys and locks if your keys are stolen, lost or duplicated without your agreement.

What makes ANZ’s Home and Contents insurance different?

ANZ customers are eligible for multi-policy discounts and an additional $2000 payment if the home is mortgaged with ANZ and suffers total loss that is covered by the policy. 

About ANZ

The Australia and New Zealand Banking Group Limited (ANZ) is an Australian-based banking institution operating in 36 countries, including Australia and New Zealand. 

One of NZ’s largest companies, ANZ employs 9000 people. It’s our largest rural banker and funds more than 30% of all home loans across the country. 

Written by: Katharina Charles | Last updated: August 11, 2021

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