Trade Me Home & Contents Insurance

Home and contents insurance provides a safety net that helps alleviate the financial and emotional stress associated with the loss of valuable assets. Canstar reviews Trade Me Insurance’s home and contents cover.

Outstanding Value Winner

Trade Me is a winner of one of Canstar’s Outstanding Value Home & Contents Insurance Awards. It’s the second year in a row that Trade Me has taken home Canstar’s accolade.

trade me insurance logo

What’s on offer from Trade Me Insurance?

Trade Me offers competitive premiums across all its insurance products, including a 15% discount for members, and a 10% discount for bundled home and contents policies.

It has one home policy and one contents policy:

Compare Home & Contents Insurance with Canstar

Trade Me Insurance’s home insurance includes:

  • Liability protection up to $20m
  • Sum insured plus 20% if home destroyed by fire
  • $15,000 sustainability upgrade
  • Cover of $25,000 for temporary accommodation
  • One event, one excess
  • $25,000 cover for retaining walls
  • $20,000 house under minor alterations cover
  • $2000 gradual damage cover

Trade Me Insurance’s contents insurance includes:

  • Accidental loss or damage
  • New for old replacement or repair your contents, up to policy limits and sum insured
  • Accidental damage anywhere in NZ
  • Cover for contents while moving home
  • $1000 for mobile phones
  • Jewellery up to $2500 per item
  • Prescription glasses/contacts $5000 (reduced excess)
  • Credit card/debit fraud: $1000
  • Fatal injury: $5000
  • Bodily injury: $100,000
  • Home office: $5000
  • $20m liability protection
  • Cover of $25,000 for temporary accommodation
  • One event, one excess
  • Student cover: $5000

About Trade Me Insurance

Trade Me Insurance, launched in 2015, is the insurance arm of Trade Me. All of Trade Me’s insurance policies are underwritten by Tower.

Home & Contents Insurance

Canstar Research
Award: Outstanding Value Home & Contents Insurance

Written by: Bruce Pitchers | Last updated: May 16, 2024