AMP Home & Contents Insurance

Home and contents insurance can be a safety net at the worst of times, so it helps to find an insurance provider that covers you in the areas you need. Here is what AMP’s home and contents insurance includes.

What’s on offer with AMP home and contents insurance?

Unlike some other insurance providers, AMP doesn’t offer its home insurance and contents insurance separately. Instead, it bundles them together, with two levels of cover:

  • Everyday
  • Everyday Plus

Click below to see how AMP’s home and contents insurance compares to other providers’ offerings.

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What’s on offer with AMP’s Everday home and contents insurance?

Cover for basic theft, temporary accommodation and major events, such as an earthquake, storm, fire or flood. It includes:

Home

  • Up to $2 million legal liability
  • Temporary accommodation, up to 10% sum insured for 12 months
  • Removal of debris
  • Fencing, up to 2km
  • Retaining walls, up to $50,000
  • Driveways, up to 50m
  • Environmental improvements up to $2500

Contents

  • Contents in storage/transit
  • Food/medicine spoilage, up to $500
  • Jewellery, up to $4000
  • Art, to $50,000
  • Visitor’s contents, up to $500
  • Home office equipment, up to $10,000
  • Physical injury cover, up to $15,000
  • Fatal injury cover, up to $5000

Sum Extra Care (see below) and accidental damage cover are optional extras.

What’s on offer with AMP’s Everday Plus home and contents insurance?

Cover for accidental damage, theft, temporary accommodation and major events, such as an earthquake, storm, fire or flood. It includes:

Home

  • SumExtra: provides full replacement cost of home in event of damage or destruction by non-natural disaster, and 10% extra on top of sum insured for natural disaster
  • Accidental damage cover
  • Gradual damage cover, up to $5000
  • Up to $2 million legal liability
  • Temporary accommodation, up to 10% sum insured for 12 months
  • Removal of debris
  • Fencing, up to 2km
  • Retaining walls, up to $75,000
  • Driveways, up to 100m
  • Environmental improvements up to $3500
  • Plants and gardens, up to $1000

Contents

  • Contents in storage/transit
  • Food/medicine spoilage, up to $1000
  • Jewellery, up to $10,000
  • Art, to $80,000
  • Visitor’s contents, up to $1000
  • Home office equipment, up to $15,000
  • Physical injury cover, up to $20,000
  • Fatal injury cover, up to $5000

About AMP

AMP is a locally operated company offering KiwiSaver, investments and a range of insurance products. AMP home and contents insurance is issued and underwritten by Vero Insurance NZ.

Written by: Bruce Pitchers | Last updated: August 24, 2021

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