AMP Home & Contents Insurance

Home and contents insurance provides a safety net that helps alleviate the financial and emotional stress associated with the loss of valuable assets. Canstar reviews AMP home and contents cover.

Outstanding Value Winner

AMP is a winner of one of Canstar’s Outstanding Value Home & Contents Insurance Awards. It’s the second year in a row that AMP has taken home Canstar’s accolade. This year, AMP was the only provider to reduce premiums across all three of its insurance profiles, making it the most competitively priced insurer in our ratings.

What’s on offer with AMP home insurance?

AMP offers home and contents insurance, as well as contents insurance designed for renters, across two levels of cover:

  • Everyday
  • Everyday Plus

Click below to see how AMP’s home and contents insurance compares to other providers’ offerings.

Compare Home & Contents Insurance with Canstar

What’s on offer with AMP’s home  insurance?

Everyday Plus: Includes, SumExtra, which can provide full replacement cost if your house is damaged or destroyed by non-natural disaster, and up to 10% of sum insured extra cover if it is damaged or destroyed by natural disaster; accidental damage to the home; gradual damage from water leaks up to $5000

Everyday: SumExtra an optional extra, no gradual damage or garden cover, and reduced cover across other benefits.

Both policies cover:

  • Up to $2 million legal liability
  • Temporary accommodation, up to 10% sum insured for 12 months
  • Removal of debris
  • Fencing
  • Retaining walls
  • Driveways
  • Environmental improvements

What’s on offer with AMP’s contents insurance?

Everyday: Includes, accidental loss and damage anywhere in NZ and portable valuables cover, such as phones, laptops and jewellery.

Everyday Plus: Accidental loss and damage anywhere cover, and portable valuables cover, are optional extras, plus reduced cover across other benefits.

Both policies cover:

  • Natural disaster cover
  • Contents in storage/transit
  • Food/medicine spoilage
  • Jewellery
  • Art
  • Visitor’s contents
  • Home office equipment
  • Identity theft cover
  • Fatal injury cover

About AMP

AMP is a locally operated company offering KiwiSaver, investments and a range of insurance products. AMP home and contents insurance is issued and underwritten by Vero Insurance NZ.

NB: This is only a summary of key benefits. Application for cover is subject to underwriting acceptance. For full details, exclusions and limitations, please refer to the AMP website.

Home & Contents Insurance

Canstar Research
Award: Outstanding Value Home & Contents Insurance

Written by: Bruce Pitchers | Last updated: May 16, 2024