AA Health Insurance

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When faced with serious illness, the cost of medical care can compound an already stressful situation – exactly the reason thousands of New Zealanders invest in health insurance cover. Here, Canstar reviews how AA Health’s policies stack up against the competition.

What Health Insurance Policies Does AA Health Offer?

According to AA Health, it offers customers three-different health insurance policies of ‘quality and affordable cover.’ These are:

  • Everyday
  • Private Hospital
  • Private Hospital and Specialist 

Check out the link below to see how this compares against other insurers.

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What’s Covered by the AA Health Everyday Policy?

AA Health says that its Everyday policy covers day-to-day medical expenses like dentistry, consultations with a general practitioner, physiotherapist and optometrist. The policy provides for up to $900 worth of cover each year, with a 60% reimbursement on eligible claims. 

What’s Covered by the AA Health Private Hospital Policy?

Offering an elevated level of cover compared with its Everyday policy, AA Health’s Private Hospital Policy includes diagnostic cover, provision for up to $300,000 for surgery per year, $200,000 medical and cancer cover per year, treatments in a recognised private hospital and cover for most pre-existing conditions. 

What’s Covered by the AA Health Private Hospital and Specialist Policy?

Perhaps its most comprehensive health insurance offering, the Private Hospital and Specialist policy from AA Health covers customers for specialist consultations, diagnostics, surgery up to $300,000 per year, medical and cancer expenses up to $200,000 per year, treatments in a recognised private hospital and cover for most pre-existing conditions.

What Don’t AA Health’s Health Insurance Policies Cover?

Similar to other health insurance providers, exclusions vary between each policy and centre largely around eligibility criteria for each level of cover. 

What Makes AA Health’s Health Insurance Policies Different?

As a longstanding New Zealand business, AA Health leverages on its reputation as a trusted provider that can offer a “quick application process”, the brand also offers premium discounts for AA members as well as cover for most pre-existing conditions after a period of three-years. 

About AA Health

AA Health falls under the umbrella of the wider Automobile Association (AA), which was launched in 1994, as a joint venture between the New Zealand Automobile Association and Vero Insurance New Zealand.

The company currently operates as an incorporated society offering a range of services to its nearly 400,000 customers. These services include motoring advice, breakdown services, vehicle repairs, driver licensing, driver training, bookings, insurance, finance and free accommodation and activity guides. 

Written by: Katharina Charles | Last updated: July 25, 2019

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