BNZ Home & Contents Insurance
Home and contents insurance provides a safety net that helps alleviate the financial and emotional stress associated with the loss of valuable assets. Canstar reviews BNZ’s home and contents cover.
What’s on offer with BNZ home and contents insurance?
BNZ’s home and contents insurance is underwritten by IAG. It can be purchased separately as home insurance and contents insurance, or can be bundled into a home and contents insurance package.
Canstar compares home and contents insurance, to help you find the right policy for you. Click below to see our comparison table, which features qualities including customer service and value for money.
Compare Home & Contents Insurance with Canstar
What’s on offer with BNZ’s home insurance?
BNZ’s PremierCare Home Insurance covers your home against accidental damage and loss up to the sum insured due to fire or a natural disaster. Other benefits, include (policy limits apply):
- Damage to your home office
- Hidden, gradual damage, up to $3000
- Landscaping
- Legal liability
- Locks and keys
- Retaining walls, up to $50,000
- Stress payment
- Swimming pool, up to $50,000
- Temporary accommodation, up to $30,000
Optional extra include:
- Excess-free glass
- Matching floor coverings
What’s on offer with BNZ’s landlord home insurance?
BNZ’s landlord home insurance protects a property against loss and accidental damage, and also provides cover for lost rent up to $30,000, and up to $10,000 for abandoned possessions.
Other cover benefits include up to $30,000 for meth decontamination and up to $3000 for gradual damage.
What’s on offer with BNZ’s contents insurance?
With BNZ contents insurance, most lost, damaged, or stolen items are covered for their full replacement value, regardless of age. This applies to some sports items as well. Other benefits, include:
- Contents in storage or in transit when moving
- Electronic data/software
- Fatal injury
- Home office
- Students’ possessions when living away from home
- Stress benefits
Optional extra include:
- Excess-free dentures, glasses and hearing aids
- Tools of trade
About BNZ
The Bank of New Zealand was founded in 1861. Since its purchase by the National Australia Bank in 1992, BNZ has operated as a subsidiary of its trans-Tasman owner. However, it retains local governance and employs over 5000 Kiwis across New Zealand.
This is only a summary of key benefits. Application for cover is subject to underwriting acceptance. For full details, exclusions and limitations, please refer to the BNZ website.
