Westpac Credit Cards
Westpac is a bank that offers a variety of financial services, including personal, retail, business and institutional banking.
Types of Westpac credit cards
Low Rate Mastercard
Features:
- Up to 55 days interest free
Fees and charges:
- $25 annual fee
- 13.45% p.a. interest rate on purchases
Westpac Airpoints Mastercard
Features:
- Earn one Airpoints Dollar for every $120 spent on the card
- Up to 55 days interest free
Fees and charges:
- $55 annual fee
- 20.95% p.a. interest rate on purchases
Airpoints Business Mastercard
Features:
- Earn one Airpoints Dollar for every $75 spent on the card
- Earn one Status Point for every $225 spent on the card
- Up to 35 days’ overseas travel insurance
- Up to 44 days interest free
Fees and charges:
- $145 annual fee
- 20.95% p.a. interest rate on purchases
Westpac Airpoints Platinum Mastercard
Features:
- Earn one Airpoints Dollar for every $75 spent on the card
- Earn one Status Point for every $225 spent on the card
- Join Air New Zealand’s Koru programme and the joining fee will be waived, and receive a $145 discount off a standard 12-month individual membership rate
- Up to 35 days’ overseas travel insurance
- Up to 44 days interest free
Fees and charges:
- $150 annual fee
- 20.95% p.a. interest rate on purchases
Westpac Airpoints World Mastercard
Features:
- Earn one Airpoints Dollar for every $65 spent on the card
- Earn one Status Point for every $225 spent on the card
- Join Air New Zealand’s Koru programme and the joining fee will be waived, and receive a $145 discount off a standard 12-month individual membership rate
- Priority Pass lounge access to over 900 airport lounges around the world
- Up to 120 days’ overseas travel insurance
- Access to a wide range of travel experiences with Mastercard Travel Lifestyle Services
- Up to 54 days interest free
Fees and charges:
- $390 annual fee
- 16.95% p.a. interest rate on purchases
hotpoints Mastercard
Features:
- Earn 1 hotpoint for every $1 spent on your card
- Use hotpoints to reward yourself with shopping vouchers, travel, technology and more
- Up to 55 days interest free
Fees and charges:
- $44 annual fee
- 20.95% p.a. interest rate on purchases
hotpoints Platinum Mastercard
Features:
- Earn 2 hotpoint for every $1 spent on your card
- Use hotpoints to reward yourself with shopping vouchers, travel, technology and more
- Overseas travel insurance for up to 35 days per round trip, with no limit to the number of trips you can take each year
- Up to 55 days interest free
Fees and charges:
- $119 annual fee
- 20.95% p.a. interest rate on purchases
Canstar’s free comparison tool gives you the ability to compare SBS Bank credit card products with those from other lenders in the credit card market. For more details, just click on the button below.
Westpac Credit Cards
Canstar Research
Award:
Outstanding Value Credit Cards Star Rating
Rewards $120,000 Spend | Flight Rewards $24,000 & $60,000 Spends | Flight Rewards $120,000 Spend
hotpoint World Mastercard | Airpoints Platinum Mastercard | Airpoints World Mastercard
View the 2021 Credit Cards Star Ratings Report