Westpac Credit Cards

Westpac is a bank that offers a variety of financial services, including personal, retail, business and institutional banking.

Types of Westpac credit cards

Low Rate Mastercard

Features:

  • Up to 55 days interest free
  • No annual account fee

Fees and charges:

  • 12.90% p.a. interest rate on purchases

Westpac Airpoints Mastercard

Features:

  • Earn one Airpoints Dollar for every $130 spent on the card
  • Up to 55 days interest free
  • 50 Airpoints Dollars advance

Fees and charges:

  • $70 annual fee
  • 20.95% p.a. interest rate on purchases

Westpac Airpoints Platinum Mastercard

Features:

  • Earn one Airpoints Dollar for every $85 spent on the card
  • Earn one Status Point for every $225 spent on the card
  • Join Air New Zealand’s Koru programme and the joining fee will be waived, and receive a $145 discount off a standard 12-month individual membership rate
  • Up to 35 days’ overseas travel insurance
  • Up to 44 days interest free

Fees and charges:

  • $125 annual fee
  • 20.95% p.a. interest rate on purchases

Westpac Airpoints World Mastercard

Features:

  • Earn one Airpoints Dollar for every $70 spent on the card
  • Earn one Status Point for every $225 spent on the card
  • Join Air New Zealand’s Koru programme and the joining fee will be waived, and receive a $145 discount off a standard 12-month individual membership rate
  • Priority Pass lounge access to over 1300 airport lounges around the world
  • Up to 120 days’ overseas travel insurance
  • two complimentary Valet parking eVouchers each year
  • Access to a wide range of travel experiences with Mastercard Travel Lifestyle Services
  • Up to 54 days interest free

Fees and charges:

  • $310 annual fee charged in two $155 instalments
  • Six monthly account fee of $155 waived if you spend $50,000 or more between your fee charges
  • 16.95% p.a. interest rate on purchases

Compare Low Fee Credit Cards

hotpoints Mastercard

Features:

  • Earn 1 hotpoint for every $1 spent on your card
  • Use hotpoints to reward yourself with shopping vouchers, travel, technology and more
  • Up to 55 days interest free

Fees and charges:

  • $40 annual fee
  • 20.95% p.a. interest rate on purchases

hotpoints Platinum Mastercard

Features:

  • Earn 2 hotpoints for every $1 spent on your card
  • Use hotpoints to reward yourself with shopping vouchers, travel, technology and more
  • Overseas travel insurance for up to 35 days per round trip, with no limit to the number of trips you can take each year
  • Access to a wide range of travel experiences and privileges with Mastercard Travel and Lifestyle Services.
  • Up to 55 days interest free

Fees and charges:

  • $70 annual fee
  • 20.95% p.a. interest rate on purchases

hotpoints World Mastercard

hotpoints world mastercard

Features:

  • Earn 3 hotpoints for every $1 spent on your card
  • Use hotpoints to reward yourself with shopping vouchers, travel, technology and more
  • Priority Pass lounge access to over 1,300 airport lounges around the world.
  • Overseas travel insurance for up to 120 days per round trip, with no limit to the number of trips you can take each year
  • Access to a wide range of travel experiences and privileges with Mastercard Travel and Lifestyle Services.
  • Up to 55 days interest free

Fees and charges:

  • $285 annual fee
  • Six-monthly account fee of $142.50 waived if you spend $50,000 or more between your fee charges
  • 16.95% p.a. interest rate on purchases

 

 


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Westpac Credit Cards

Canstar Research
Rating:
Award: Outstanding Value Credit Cards Star Rating

Rewards $60,000 Spend & $120,000 Spend | Flight Rewards $24,000 & $60,000 Spends | Flight Rewards $120,000 Spend

hotpoints World Mastercard | Airpoints Platinum Mastercard | Airpoints World Mastercard

View the 2022 Credit Cards Star Ratings Report

Written by: Bruce Pitchers | Last updated: January 26, 2022