Westpac Credit Cards
Westpac is a bank that offers a variety of financial services, including personal, retail, business and institutional banking.
Types of Westpac credit cards
Low Rate Mastercard
Features:
- Up to 55 days interest free
- No annual account fee
Fees and charges:
- 12.90% p.a. interest rate on purchases
Westpac Airpoints Mastercard
Features:
- Earn one Airpoints Dollar for every $130 spent on the card
- Up to 55 days interest free
- 50 Airpoints Dollars advance
Fees and charges:
- $70 annual fee
- 20.95% p.a. interest rate on purchases
Westpac Airpoints Platinum Mastercard
Features:
- Earn one Airpoints Dollar for every $85 spent on the card
- Earn one Status Point for every $225 spent on the card
- Join Air New Zealand’s Koru programme and the joining fee will be waived, and receive a $145 discount off a standard 12-month individual membership rate
- Up to 35 days’ overseas travel insurance
- Up to 44 days interest free
Fees and charges:
- $125 annual fee
- 20.95% p.a. interest rate on purchases
Westpac Airpoints World Mastercard
Features:
- Earn one Airpoints Dollar for every $70 spent on the card
- Earn one Status Point for every $225 spent on the card
- Join Air New Zealand’s Koru programme and the joining fee will be waived, and receive a $145 discount off a standard 12-month individual membership rate
- Priority Pass lounge access to over 1300 airport lounges around the world
- Up to 120 days’ overseas travel insurance
- two complimentary Valet parking eVouchers each year
- Access to a wide range of travel experiences with Mastercard Travel Lifestyle Services
- Up to 54 days interest free
Fees and charges:
- $310 annual fee charged in two $155 instalments
- Six monthly account fee of $155 waived if you spend $50,000 or more between your fee charges
- 16.95% p.a. interest rate on purchases
hotpoints Mastercard
Features:
- Earn 1 hotpoint for every $1 spent on your card
- Use hotpoints to reward yourself with shopping vouchers, travel, technology and more
- Up to 55 days interest free
Fees and charges:
- $40 annual fee
- 20.95% p.a. interest rate on purchases
hotpoints Platinum Mastercard
Features:
- Earn 2 hotpoints for every $1 spent on your card
- Use hotpoints to reward yourself with shopping vouchers, travel, technology and more
- Overseas travel insurance for up to 35 days per round trip, with no limit to the number of trips you can take each year
- Access to a wide range of travel experiences and privileges with Mastercard Travel and Lifestyle Services.
- Up to 55 days interest free
Fees and charges:
- $70 annual fee
- 20.95% p.a. interest rate on purchases
hotpoints World Mastercard
Features:
- Earn 3 hotpoints for every $1 spent on your card
- Use hotpoints to reward yourself with shopping vouchers, travel, technology and more
- Priority Pass lounge access to over 1,300 airport lounges around the world.
- Overseas travel insurance for up to 120 days per round trip, with no limit to the number of trips you can take each year
- Access to a wide range of travel experiences and privileges with Mastercard Travel and Lifestyle Services.
- Up to 55 days interest free
Fees and charges:
- $285 annual fee
- Six-monthly account fee of $142.50 waived if you spend $50,000 or more between your fee charges
- 16.95% p.a. interest rate on purchases
Canstar’s free comparison tool gives you the ability to compare SBS Bank credit card products with those from other lenders in the credit card market. For more details, just click on the button below.
Westpac Credit Cards
Canstar Research
Award:
Outstanding Value Credit Cards Star Rating
Rewards $60,000 Spend & $120,000 Spend | Flight Rewards $24,000 & $60,000 Spends | Flight Rewards $120,000 Spend
hotpoints World Mastercard | Airpoints Platinum Mastercard | Airpoints World Mastercard
View the 2022 Credit Cards Star Ratings Report
