The Co-operative Bank Credit Card

The Co-operative Bank is a New Zealand mutual bank providing credit cards, accounts, investments, loans, insurance and foreign exchange.

The Co-operative Bank credit card

The Co-operative Bank only offers one credit card product:

Fair Rate Credit Card


  • Up to 55 days interest free
  • 0% p.a. for six months on balances transferred from another credit card or store card

Fees and charges:

  • $20 annual fee
  • Purchase & cash advance interest rate: 12.95% p.a.


Canstar’s free comparison tool gives you the ability to compare The Co-Operative Bank credit card products with those from other lenders in the credit card market. For more details, just click on the button below.

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The Co-operative Bank Credit Card

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Fair Rate Credit Card

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Written by: Nicole Barratt | Last updated: January 26, 2021