American Express Credit Cards

American Express is a multinational financial services company that is best known for its credit cards.

 

AMEX NEW LOGO

 

Types of American Express credit cards

Gold Rewards Card

Features:

  • Metal card in gold or rose gold
  • $200 back if you spend $1500 on your card in the first three months of membership
  • Earn 2 Membership Rewards points per $1 spent
  • Dining credit: $100 back when you spend $100 or more in one transaction at a participating restaurant. Valid twice a year. (Exclusions, T&Cs apply)
  • Receive complimentary domestic and overseas travel insurance when you use your card to pay for your return trip. (Exclusions, T&Cs apply)
  • Add up to four additional card members for free
  • Up to 55 days interest free

Fees and charges:

  • $200 annual fee
  • Purchase interest rate: 22.95% p.a.

Airpoints Card

Features:

  • 50 Bonus Airpoints Dollars on sign-up if you spend $750 on your card in the first three months of membership
  • Earn 1 Airpoints Dollar for every $100 you spend on eligible purchases
  • Add up to four additional card members for free
  • Up to 55 days interest free

Fees and charges:

  • No annual fee
  • Purchase interest rate: 0% p.a. for the first 6 months, 22.95% p.a. thereafter

Low Rate Credit Card

Features:

  • Add up to four additional cards with no annual fee
  • Up to 55 days interest free

Fees and charges:

  • $59 annual fee
  • Purchase interest rate: 2.99% p.a. for the first 6 months, 12.69% p.a. thereafter

Compare Low Rate Credit Cards

Airpoints Platinum Card

Features:

  • Earn 1 Airpoints Dollar for every $59 you spend
  • 300 Bonus Airpoints Dollars on sign-up if you spend $1500 on your card in the first three months of membership
  • Complimentary domestic and international travel insurance when you pay for travel on your card
  • Koru Lounge Discounts
  • Smartphone cover: pay for your smartphone outright, or pay your monthly smartphone contract or plan on your card, and you’ll be covered for up to $500 towards front screen repairs (10% excess applies)
  • Add up to four additional card members for free
  • Up to 55 days interest free

Fees and charges:

  • $195 annual fee
  • Purchase interest rate: 22.95% p.a.

Compare Rewards Credit Cards

Platinum Card

Features:

  • New metal card
  • Earn two Membership Rewards points per dollar spent
  • Receive 100,000 Membership Rewards Bonus Points when you apply online, are approved and spend $1500 on your new card within the first three months. New card members only. (T&Cs apply)
  • $200 per year to spend on travel. (Exclusions, T&Cs apply)
  • Dining credit: $150 back when you spend $150 or more in one transaction at a participating restaurant. Valid twice a year. (Exclusions, T&Cs apply)
  • Receive complimentary domestic and international travel insurance when you pay for travel on your card. (Exclusions, T&Cs apply)
  • Smartphone cover: pay for your smartphone outright, or pay your monthly smartphone contract or plan on your card, and you’ll be covered for up to $500 towards front screen repairs

Fees and charges:

  • $1250 annual fee
  • The Platinum Card is a charge card, so the full balance must be repaid each 44-day billing period

Canstar’s free comparison tool gives you the ability to compare American Express credit card products with those from other lenders in the credit card market. For more details, just click on the button below.

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American Express Credit Cards

Canstar Research
Rating:
Award: Outstanding Value Credit Cards Star Rating

Flight Rewards: $12,000, $24,000, $60,000 & $120,000 Spends

Airpoints Card | Airpoints Platinum Card

View the 2023 Credit Cards Star Ratings Report

Written by: Bruce Pitchers | Last updated: May 23, 2023