First Home Buyers - February 24th Pre-Purchase Building Inspection: Do You Need One? What is a pre-purchase building inspection? A pre-purchase building inspection, or property inspection, is an inspection of a property that is undertaken prior to its purchase. The aim of the inspection is to identify any potential …
Home Loans - February 22nd Squirrel: Property Investors Beware the Credit Crunch Property investors beware the credit crunch! As we start to feel the bite of recent legislative and bank policy changes, New Zealand has been left staring down the barrel of a major credit crunch. In …
First Home Buyers - February 21st Is it Cheaper to Buy or Build A House in NZ To buy or to build – it's a simple question, for sure. But, unfortunately, the answer is a little more complicated. So Canstar decided to delve a little deeper into the question and crunch the …
First Home Buyers - February 20th What is the Kāinga Ora First Home Grant? And How Much is It? First Home Grant: What is it? It’s access to a grant of up to $10,000. If you're a first-time home buyer, or a previous homeowner in a similar position to one, and you've been making regular …
First Home Buyers - February 18th Squirrel: LVR Restriction Tips for First Home Buyers It’s pretty tough going out there in the home loan market right now. Higher interest rates and new, hyper-prescriptive responsible lending laws have seen affordability and borrowing power take some big hits in recent months. That’s biting hard across the board …
Home Loans - February 17th How to Subdivide in NZ: What you Need to Know Across the country, especially in our main centres, land is at a premium. So if you're fortunate enough to own a home on a large section, one way of capitalising on its value is to …
Home Loans - February 17th Personal Loan vs a Home Loan Top-Up: Which is Right for You? What is a home loan top-up? A home loan top-up is when you use the equity in your home to access a loan. This is done by topping-up your mortgage by the amount you need to …
First Home Buyers - February 16th Squirrel: 5 Big Hidden Homebuying Costs for FHBs Buying a home is (probably) going to be the biggest investment you’ll ever make. As a first home buyer, when you’re already fronting up such a hefty chunk of change, you’ll want to make sure …
First Home Buyers - February 16th First Home Buyers: How to Have a Stress-Free Settlement Depending on what headspace you're in, waiting to sign the final paperwork for your first home can feel like it's moving at lightning speed, or at a snail's pace. The good news is, once you've …
First Home Buyers - February 14th What is Lenders’ Mortgage Insurance and How Does it Work? Despite skyrocketing house prices and strict new lending requirements, first home buyers are still active in the housing market. According to new data from Corelogic, first home buyers still comprise 24% of the property market. …
