Home Loans - August 4th Refinancing Your Mortgage: How to Negotiate a Better Home Loan KEY POINTS: If you're willing to put effort into renegotiating your mortgage, banks and lenders are prepared to offer substantial cash incentives to secure your business. Deals you can possibly negotiate include cashbacks, reduced mortgage …
First Home Buyers - July 22nd The Co-operative Bank: the Best Lender for First Home Buyers Over the past 18 months, the stars have finally aligned for first home buyers (FHBs). Thanks to falling interest rates and lower house prices, purchasing a first property has become more attainable for many Kiwis. However, …
First Home Buyers - July 18th What does ‘subject to finance’ mean when buying a home? When buying a home, it's always a good idea to get your finances in place before you buy. Not only will it give you a clear idea of your price range, it will give you …
Home Loans - June 2nd House flipping in NZ: 5 expert tips What is house flipping? House flipping is an investment approach that typically involves buying undervalued properties, renovating them and then selling them on at a profit. The aim is generally – theoretically at least – to …
First Home Buyers - May 29th What if I change my mind about buying a house? Buying a house is a serious decision, and once you sign a sales agreement, your purchase becomes legally binding. So if change your mind and try to pull out of the deal, you can expect …
Home & Contents Insurance - May 6th Best Home Insurance for Units & Apartments: What to Consider House hunting is so emotionally fraught and expensive, arranging home insurance can become a secondary consideration. However, without insurance, no lender is going to agree to a mortgage. And if you’re looking for a unit …
First Home Buyers - April 10th How Does the OCR Affect Mortgage Rates? KEY POINTS: The RBNZ's Monetary Policy Committee meets seven times annually. At these meetings, the committee sets the OCR as part of the bank's job to keep inflation in check. The OCR is the rate …
First Home Buyers - April 3rd What is Lenders’ Mortgage Insurance and How Does it Work? Over the past two years, as house prices have cooled, the number of first home buyers (FHBs) entering the market has increased considerably. According to RBNZ mortgage figures, there were 28,774 new mortgages issued to …
First Home Buyers - April 1st How Much Can I Borrow to Buy a House? KEY POINTS: The size of your deposit and your income are key factors in determining how much you can borrow to buy a house. Personal expenditure, your saving history and debt levels are important, too. …
Home Loans - February 3rd How Much Does Double Glazing Cost? If you want to make your home more energy-efficient, block out some external noise and, potentially, make your property more secure, you might like to know the cost of double-glazed windows? But how much does …
