First Home Buyers - December 5th Squirrel: What is the OCR and Why is it Important? For Kiwi households with a mortgage, chances are the phrase ‘Official Cash Rate (OCR) announcement’ has become a bit of a stress trigger in recent times. OCR announcements happen seven times per year like clockwork. It's …
Banking & Insurance - November 23rd How To Reduce Mortgage Repayments Unfortunately, there's no secret formula to reducing the cost of a home loan. Three things affect the overall cost of a mortgage: Size of the loan Interest rate Mortgage term And there's only one surefire way …
Banking & Insurance - November 20th A Guide to Bridging Loans Whether you've outgrown your house, are looking to scale down, or have discovered your dream home, sometimes it suits to buy a new property before selling your current one. In such a situation, you might …
Home Loans - November 10th House Rental Prices New Zealand Finding a home to rent can be tough, and expensive. Competition is fierce and the best homes get snapped up quickly. And if you're not familiar with a certain area, or if you're working to …
Car Insurance - November 9th EV Loans: What Loans Are on Offer for Electric Vehicles? What are EV loans/sustanibility loans? Essentially, these are loans for purchasing an electric vehicle and/or undertaking other sustainable initiatives such as installing an EV wall charger or solar panels. More often than not, these loans are home …
First Home Buyers - November 6th How Much Can I Borrow to Buy a House? How much can I borrow? It's a question many first home buyers (FHBs) want to know, and understandably so. When borrowing money for your first home, it's not as simple as subtracting a deposit from the …
Home Loans - October 30th House Flipping in NZ: 5 Expert Tips What is house flipping? House flipping is an investment approach that typically involves buying undervalued properties, renovating them and then selling them on at a profit. The aim is generally – theoretically at least – to …
First Home Buyers - October 11th Essential House Inspection Checklist Between the time you inspect a property and make an offer and the time you settle and it becomes yours, there are a number of potential issues that can come up, and problems that might …
Home Loans - October 1st Does New Zealand Have a Capital Gains Tax? What You Need to Know Unless you’ve been living under a rock for the last several years, or perhaps, just living abroad, you will have heard all about capital gains tax (CGT). It’s a contentious topic that has divided the …
Home Loans - September 28th Rentvesting: How it Works and the Pros and Cons Many Kiwis see property as a desirable asset to hold because property values continue to grow over the long term and, importantly for people who are investors, the rent can form part of their passive …