First Home Buyers - July 25th Home Buying Guide: Six Easy Steps to Buying a Home If you want to buy your dream home, or even just a humble first home, it doesn't have to cause stress and sleepless nights. Canstar's easy six-step home buying guide features all you need to …
First Home Buyers - July 24th How a Credit Score Impacts Your Ability to Get a Home Loan If you’re currently in the market for a home loan, you may have concerns about how a lender will view your application. Income, occupation and age are all factors that can potentially affect your ability …
Home Loans - July 24th Can You Buy a House With No Deposit? Can you get a home loan with no deposit? You want the good news, or the bad news? The good news is, yes, you probably can. However, now for the bad news! For a lender …
First Home Buyers - July 20th SBS Bank the Best for First Home Buyers It's been a tough few years for first home buyers (FHBs). First, house prices soared, due to pandemic-induced low interest rates. Then, as a consequence of rising inflation, mortgage rates more than doubled. However, as house …
First Home Buyers - July 18th What does a Mortgage Broker Do? And Should You Use One? Do you really need to use a mortgage broker? If you're after a home loan, it's a valid question. For when it comes to mortgages, there's really only one thing most of us care about: …
Home Loans - July 18th Am I Too Old For A Home Loan in New Zealand? When you consider that the term of a home loan can be as long as 30 years, borrowers over a certain age may not be able to pay off their home loan before they retire. …
First Home Buyers - July 18th What Does ‘Subject to Finance’ Mean When Buying a Home? When buying a home, it's always a good idea to get your finances in place before you buy. Not only will it give you a clear idea of your price range, it will give you …
Home Loans - July 18th Offset Mortgage or a Revolving Credit Account: Which is Better? Despite a cool housing market, property remains expensive. Currently, the average mortgage across New Zealand is around $360,000. Remember this is the national average. For buyers in Auckland, Wellington and other property hotspots, you can …
Home Loans - July 18th Weekly or monthly mortgage repayments: which pays off your mortgage faster? How often can you make repayments on home loans? Most home loans have a monthly repayment scheduled by default. But most home loans also offer the option to make repayments weekly, fortnightly, or monthly. Still other providers …
First Home Buyers - July 18th What Happens if You lie on Your Home Loan Application? Author: Rebecca Jarrett-Dalton While the majority of people are honest on their home loan applications, some people lie – whether intentionally or inadvertently – during the application process. However, if you are caught lying on your …