Home Loans - April 9th What is home loan serviceability? Co:author: Michelle Norton There are a number of factors that a financial institution will take into account if you want to borrow money to purchase a property. One thing they will consider is the amount of …
Finance News - April 4th How do you know if you’re in mortgage stress? Co-author: Michelle Norton What is mortgage stress and how do I know if that’s what’s really ailing me? In general terms, mortgage stress is defined as directing more than 30% of your pre-tax income to home …
Credit Cards - January 8th Saving money: 3 useful tips to help you save money in 2018 The start of a new year is a chance to reflect on what went well the previous year and what you'd like to do a bit differently in 2018. If you've been carrying around financial …
Finance News - August 1st New Zealand Housing market in cooling down period The rate of house value growth has slowed to its lowest point in five years, as the property market cools down in New Zealand’s main cities. Nationwide, property values have increased by 6.4% to $641,280 in …
Home Loans - October 13th House prices in New Zealand: Regions Breaking New Price Averages The national median house price has increased by 6.3% in September compared with the same period the previous year, and 5.8% higher than in August this year, according to the latest Real Estate Institute of …
Home Loans - July 5th How to increase the value of your home The words home renovation may seem daunting, but changing the look and feel of your home does not have to be expensive, or require an expansive restructure. Sure, adding new bedrooms, new kitchens and new …
Home Loans - March 31st How to side-step the house insurance policy traps Insurance is changing and those changes are huge. Anyone who owns a house in New Zealand needs to sit up and pay attention. The biggest change is that all the major insurers in this country will …