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Home Loans - Page 2

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How much do I need to earn to avoid mortgage stress?

Canstar has crunched the numbers on how much you need to earn to cover your mortgage repayments and avoid mortgage stress.

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Paying mortgage weekly vs monthly: Which is better?

Canstar explains if it's better to pay your mortgage weekly instead of monthly, and if you can save money by increasing your repayments.

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Australian vs New Zealand mortgage rates

Canstar reveals the differences in mortgage rate between New Zealand and over the ditch in Australia.

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In which direction are mortgage interest rates headed?

Canstar looks at what the big banks are predicting for the OCR and home loan interest rates over the coming months.

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Am I too old for a home loan in New Zealand?

Yes, you can applying for a mortgage when you're over 50, but getting your home loan approved can require extra paperwork.

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How much deposit do you need to buy a house in NZ

Canstar reveals how much deposit you need to buy a house in New Zealand.

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Pre-purchase building inspection: do you need one?

A pre-purchase building inspection can feel just like another expense. So do you really need one, what does it cover, and how much does one cost?

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Lowest construction loan interest rate deals

If you're looking for the lowest construction loan interest rate deal, Canstar breaks down what's on offer from the banks.

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Offset mortgage or a revolving credit account: which is better?

A mortgage is a big financial commitment, and interest costs can stack up over the life of a loan. However, an offset mortgage, or a revolving credit account, can help you reduce the amount of interest you pay on your home loan.

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Does New Zealand have a capital gains tax?

While New Zealand does not have a capital gains tax, it does have bright-line property tax rules, which can affect property speculators and mum-and-dad investors.

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Low deposit home loan: what are low equity premiums?

While it's possible to secure a home loan with low deposit, it's likely you'll have to pay a low equity premium. Canstar reveals all you need to know about low equity premiums.

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Best home loans: Canstar's Home Loan Awards

Looking for the best home loans and mortgage lenders? Canstar's 2026 Home Loan Awards reveal the best mortgage products and lenders for owner-occupiers and investors.

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Can you use KiwiSaver to buy a house in Australia?

Canstar explains what you need to know about whether you can transfer your KiwiSaver to Australia and use it to purchase a first home over the ditch.

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Is it cheaper to buy or build a house in NZ

Is it cheaper to buy or build a house in NZ? Canstar crunches the numbers to discover whether it's better to build a new home or buy an existing one.

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House rental prices in New Zealand

Looking for the cheapest places to rent a home in New Zealand? Canstar reveals the median rental prices around the country.

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What does 'subject to finance' mean when buying a home?

Canstar explores what the term 'subject to finance' means when buying a home, and what it means for the sales process.

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What if I change my mind about buying a house?

Canstar explores what you can expect to happen if you change your mind about buying a house in different situations in New Zealand.

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House flipping in NZ: 5 expert tips

Ever considered the potential of renovating properties to make a quick profit? Canstar reveals five expert tips to help you flip your first property.

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Can you buy a house with no deposit?

Is it possible to get a mortgage without a deposit? Canstar explores the options for those looking to buy a home without a lump sum saved in a bank.

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What is the average home loan in New Zealand?

What is the average home loan in New Zealand? Canstar crunches the numbers on the size of average mortgages and their monthly repayments.

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