Home Loans - April 8th 8 reasons why you need a pre-purchase property inspection You’ve found the house of your dreams. Or it’s a do-up that will give you a foot on the property ladder. Whatever you do, don’t sign on the dotted line before booking a date with …
Home Loans - April 5th How to negotiate better home loan rates Co-author: Michelle Norton One of life’s little irritations we all continue to experience is buying something at a shop, only to see the same item reduced to half price a mere two days later. This happens …
Home Loans - April 2nd Get back on track with your retirement savings Instead of throwing your hands up in despair and admitting defeat, there are some steps you can take to get back on track with your financial fitness. Preparing for retirement may mean facing some harsh …
First Home Buyers - March 26th What are the key property ownership types? But while you’re out hitting the pavements - or driveways - in search of home sweet home, you might be met with some unfamiliar terms. Turns out there is a bit more to picking a …
Home Loans - March 18th Common causes of mortgage default Co-author: TJ Ryan Kiwis are taking on more debt than ever before. According to the Reserve Bank of New Zealand, in 1988, the average household had around $16,000 in debt and an income of around $35,000 – …
Home Loans - March 12th Is it safe to get a mortgage with a small lender? Co-author: TJ Ryan Last time you went to open a new savings account, or had to visit a branch in person, did you wonder what other financial institutions are out there? Turns out, the big banks aren't …
Home Loans - March 7th What does ‘subject to finance’ mean? Co-authors: TJ Ryan and Regina Collins Before entering into a contract to purchase real estate, the buyer must get their finances approved by a lender. If the buyer hasn't obtained home loan pre-approval, this involves applying for …
Home Loans - March 5th Foreign investment in New Zealand Co-author: James Hurwood The rules on foreign property investment in New Zealand are based on whether you're a part-time resident or not and what type of real estate you're planning on buying. New Zealand's foreign investment regulations were tightened …
Home Loans - February 27th Home loans from non-bank lenders Co-author: William Jolly With the cost of living creeping up and the property market ready to burst, it is more important than ever to spend the time to find the best home loan for your situation. Many …
First Home Buyers - February 26th How to apply for a home loan Co-author: Ellie McLachlan Before offering a home loan, lenders may require a range of proofs of your current financial situation and ability to repay the loan in the future. Whether it’s your first or twenty-first loan, and …
