First Home Buyers - July 27th The 11 Red Flags to Look For at a Home Inspection On most Saturdays, you'll find a wide mix of aspiring property buyers attending open home inspections. They'll be tapping on walls and cupboards and looking inquisitively to see if the property fits the bill. But …
Home Loans - July 17th How To Save on Home Loan Interest When you take out a home loan, you need to repay the principal (the amount borrowed) plus interest. Interest is what a lender charges to let you borrow money. It’s calculated as a percentage of …
First Home Buyers - July 7th Cheapest Home and Land Packages in NZ Author: Martin Kovacs Buying a property in the heart of Auckland or Wellington is a distant prospect for most first home buyers (FHBs), however it may still be possible to hang your hat close to the …
First Home Buyers - June 29th ANZ: The Best Mortgage For First Home Buyers It’s good news for first home buyers (FHBs). House prices are cooling, mortgage rates have never been lower, the loan-to-value restrictions (LVRs) have gone and ANZ has won Canstar’s First Home Buyers Award, 2020. Over the …
Home Loans - June 11th At 3.4% Kiwibank’s New Low Variable Rate is a Game Changer No, there’s nothing wrong with your eyes. Yes, the number in the headline is correct. Kiwibank’s new variable mortgage rate really is 3.4%, which brings it in line with the bank’s standard one-year fixed interest …
Home Loans - May 25th Low Deposit Home Buyers Beware of the Low Equity Premium Another day, another new low mortgage rate! A race to the bottom isn’t usually regarded as a good thing. But for those seeking a cheap mortgage, the regular lowering of bank interest rates can only …
Credit Cards - May 22nd 10 Everyday Costs You Can Negotiate Lower There’s plenty of things we negotiate costs for in life. Maybe you’ve haggled over a handbag at a market, asked for a higher salary for your job, or sealed a big ol’ discount on a …
Home Loans - May 21st Kiwibank wins Canstar’s Bank of the Year Award for Home Loans On paper the following equation adds up: Cool Housing Market + No Loan-to-Value Ratios + Record Low Interest Rates = Perfect Time to Buy a Home However, as we all know, due to the recent pandemic, …
Home Loans - May 6th What Is A Low-Doc Home Loan Even before the term “gig economy” was coined and working for Uber became a career opportunity, New Zealand was already a country comprising of the self-employed and small businesses. According to government statistics, 97% of businesses …
Home Loans - May 1st Is Now the Right Time to Purchase an Investment Property? Many poets have mused on the idea that there are positives to be found during times of adversity, from silver linings to ill winds. And now Sir John Key has revealed his own financially astute …