Credit Cards Award & Star Ratings 2026

Credit Card Awards 2026

Canstar’s Credit Card Awards recognise the institutions that provide the strongest combination of products across a range of spending patterns and preferences. In addition, our unique Star Ratings are designed to help consumers compare the pricing and features of a number of credit cards to find one that best suits their needs.

Released March 2026

2026 Bank of the Year &
5-Star Rated Cards

Bank of the Year

Outstanding Value Rewards Cards $12k Spend

Outstanding Value Rewards Cards $24k Spend

Outstanding Value Rewards Cards $60K Spend

Outstanding Value Rewards Cards $120k Spend

Outstanding Value Flight Rewards Cards $12k & $24k Spends

Outstanding Value Flight Rewards Cards $60k Spend

Outstanding Value Flight Rewards Cards $120k Spend

Numbers crunched by Canstar Researchers

Read Methodology
11
Providers Rated
Credit Card icon
29
Cards Researched
winner trophy icon
1
Bank of the Year Awarded

Bank of the Year Credit Cards 2026

Canstar Awards NZ’s Best Credit Cards

A credit card is an essential part of any financial toolbox. But with so many cards available, how do you find the best? Canstar’s 2026 Credit Card Awards and Star Ratings do the hard work for you, revealing NZ’s best credit cards.

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NZ's Best Rewards & Airpoints Credit Cards

Want to earn as you spend? Canstar’s latest Credit Card Awards and Star Ratings reveal NZ’s best rated rewards credit cards for rewards, cashback and Airpoints.

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balace transfer credit cards SR

Canstar's Best Balance Transfer Cards

Got a credit card debt to pay off? Check out the best balance transfer cards that allow you to swap your existing debt to a new card at honeymoon rates.

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