Credit Cards Award & Star Ratings 2025

Credit Cards Award 2025

Canstar’s Bank of the Year | Credit Cards recognises the institution that provides the strongest combination of products across a range of spending patterns and preferences. In addition, our unique Star Ratings are designed to help consumers compare the pricing and features of a number of credit cards to find one that best suits their needs.

Released March 2025

2025 Bank of the Year &
5-Star Rated Cards

Bank of the Year

  • TSB

5-Star Low Rate Credit Cards

  • ANZ Low Rate Visa
  • TSB Low Rate Mastercard
  • Westpac Fee Free Mastercard

5-Star Rewards Credit Cards $12k Annual Spend

  • SBS Visa

5-Star Rewards Credit Cards $24k Annual Spend

  • ASB Visa Platinum
  • BNZ Advantage Visa Platinum

5-Star Rewards Credit Cards $60K Annual Spend

  • American Express Gold Rewards Card
  • ASB Visa Platinum
  • BNZ Advantage Visa Platinum

5-Star Rewards Credit Cards $120k Annual Spend

  • American Express Gold Rewards Card
  • BNZ Advantage Visa Platinum
  • Westpac hotpoints World Mastercard

5-Star Flight Rewards Credit Cards $12k & $24k Annual Spends

  • American Express Airpoints Card

5-Star Flight Rewards Credit Cards $60k Annual Spend

  • American Express Airpoints Card
  • American Express Airpoints Platinum Card
  • American Express Gold Rewards Card

5-Star Flight Rewards Credit Cards $120k Annual Spend

  • American Express Airpoints Platinum Card
  • American Express Gold Rewards Card
  • Westpac Airpoints World Mastercard

Numbers crunched by Canstar Researchers

Read Methodology
11
Providers Rated
Credit Card icon
30
Cards Researched
winner trophy icon
1
Bank of the Year Awarded