ANZ Credit Cards

ANZ is a provider of credit cards, home loans, personal loans, bank accounts, term deposits, health insurance, home insurance and car insurance.

Types of ANZ credit cards

Low Rate Visa

Features:

  • Up to 55 days interest free on purchases

Fees and charges:

  • No annual card fee
  • Balance transfers: 1.99% p.a. for the first two years
  • Purchase interest rate: 13.90% p.a.
  • Cash advance interest rate: 20.95% p.a.
  • $500 minimum credit limit

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CashBack Visa

Features:

  • Unlimited cashback
  • $1 cash for every $150 spent on eligible purchases
  • Up to 55 days interest free on purchases

Fees and charges:

  • $40 annual fee
  • Additional card: $5 p.a.
  • Purchase interest rate: 20.95% p.a.
  • $500 minimum credit limit

CashBack Visa Platinum

Features:

  • Unlimited cashback
  • $1 cash for every $120 spent on eligible purchases
  • Special platinum privileges, include concierge service and entertainment privileges
  • Up to 55 days interest free on purchases

Fees and charges:

  • $80 annual fee
  • Additional card: $5 p.a.
  • Purchase interest rate: 20.95% p.a.
  • Interest rate on cash advances: 20.95% p.a.
  • $8000 minimum credit limit

Airpoints Visa

Features:

  • Earn 1 Airpoints Dollar for every $170 you spend on eligible purchases
  • Airpoints don’t expire on active card
  • Up to 44 days interest free on purchases

Fees and charges:

  • $65 annual fee
  • Additional card: $5 p.a.
  • Purchase interest rate: 20.95% p.a. 
  • Interest rate on cash advances: 20.95% p.a.
  • $500 minimum credit limit

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Airpoints Visa Platinum

Features:

  • Earn 1 Airpoints Dollar for every $110 you spend on eligible purchases
  • Earn 50% bonus Status Points in addition to the Status Points earned on eligible flights with Air NZ
  • Complimentary overseas travel insurance if you use your card to pay for at least 50% of your pre-paid travel expenses. Ts&Cs apply.
  • No Koru join-up fee, plus $145 off a standard, 12-month individual Koru membership
  • Up to 44 days interest free on purchases

Fees and charges:

  • $150 annual fee
  • Additional card: $5 p.a.
  • Purchase interest rate: 20.95% p.a. 
  • Interest rate on cash advances: 20.95% p.a.
  • $8000 minimum credit limit

Canstar’s free comparison tool gives you the ability to compare ANZ credit card products with those from other lenders in the credit card market. For more details, just click on the button below.

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Written by: Bruce Pitchers | Last updated: March 26, 2026