First Home Buyers - September 11th What is Lenders’ Mortgage Insurance and How Does it Work? Despite expensive house prices and soaring mortgage rates, first home buyers are still active in the housing market. According to RBNZ mortgage figures, so far this year, first home buyers have comprised around 17% of …
Finance News - September 5th NZ’s General Election: a Vote for the Housing Market? Next month's general election will not only decide the future of the government, but that of the housing market, too. Squirrel’s John Bolton gives his expert opinion on the political factors influencing the state of …
First Home Buyers - August 29th Squirrel: How Quickly Will Mortgage Rates Fall When will mortgage rates fall? It's a question on the mind of every Kiwi with a mortgage. Squirrel's John Bolton gives his expert opinion on which way they are headed: The Reserve Bank (RBNZ) has had …
First Home Buyers - August 18th How to Make an Offer on a House In this story we cover: How are properties sold? How do you make an offer on a house? What to consider when making an offer What happens after you make an offer? How are properties …
Home Loans - August 11th What is Negative Equity? How You Can Minimise It Negative equity can be a result of economic downturns, declining property values, or purchasing assets with minimal down payments. It's important to be aware of the potential for negative equity when making significant financial decisions …
Home Loans - August 3rd What is a Line of Credit Home Loan? There may be a few times in your life when you require a large sum of cash relatively quickly. Perhaps you have emergency medical expenses, or want to do a home renovation. Or maybe you …
Home Loans - August 3rd What is a Construction Loan? If you've decided to take the plunge and build your next home, you'll have lots of decisions to make: which fittings and fixtures to choose, a colour scheme and flooring choices, plus which construction loan …
Home Loans - July 31st What is a Home Loan? Property and property ownership is always a hot topic in New Zealand. Buying a property, though, usually means taking out a home loan. In this article, we explain what a home loan is, and the …
First Home Buyers - July 31st Five Tips: How to Negotiate on House Price Whether it’s after making several inspections in person and weeks of private negotiations, or through the nail-biting excitement of an auction, finalising the sale of a home is a seriously big deal. Once you’ve entered the final stages of …
Home Loans - July 30th How to Finance a Renovation in New Zealand: 5 Options Kiwis love to renovate, and it’s not hard to see the motivation behind it. A good renovation can transform a home and create substantial profits. Plan and spend your dollars wisely and you’ll take full …