Personal Loans - October 17th How to Pay Off a Personal Loan Faster 1. Make extra payments Making extra payments on your loan is one of the most effective ways to pay off your loan faster. You can make extra payments through: Paying bi-weekly: when you make bi-weekly payments, …
Credit Cards - October 16th Credit Card Debt After Death: Everything You Need to Know Secured vs. Unsecured debt The first step to understanding your responsibilities over a deceased's outstanding debt is learning the difference between secured and unsecured debt. Secured debt: Applies to monies borrowed against a particular asset. This type …
Personal Loans - October 16th NZ Personal Loan: How Much Can I Borrow? The amount you can borrow for a personal loan in New Zealand can vary depending on several factors, including the lender you choose, your creditworthiness, your income, and your overall financial situation. Generally, personal loans …
Personal Loans - October 15th What is a Joint Personal Loan? A joint personal loan could be an option for you and your partner, or other loved one, to consider. But there are benefits and risks to be aware of. What is a joint personal loan? A joint …
Personal Loans - October 15th Personal Loan vs a Home Loan Top-Up: Which is Right for You? What is a home loan top-up? A home loan top-up is when you use the equity in your home to access a loan. This is done by topping-up your mortgage by the amount you need to …
Personal Loans - October 15th How Many Personal Loans Can You Have At Once? Can I have more than one personal loan? If you already have a personal loan, you can certainly apply for another one. However, it’s worth noting that individual lenders will have their own policies about the …
Personal Loans - October 15th Can I Get a Personal Loan With Bad Credit? Can I get a personal loan with bad credit? In this story we cover: What is a bad credit score? Can I get a loan with a bad credit score? Secured loans: what are they? …
First Home Buyers - October 11th Essential House Inspection Checklist Between the time you inspect a property and make an offer and the time you settle and it becomes yours, there are a number of potential issues that can come up, and problems that might …
Banking & Insurance - October 9th What is the Minimum Wage in NZ? What is the minimum wage? As of April 2023, the minimum wage in New Zealand gas been $22.70 an hour. However, some exclusions apply for those who are training, just starting-out or under 16 years of …
Pet Insurance - October 8th Top Low Maintenance Pets for Apartments 1. Green-cheeked conure Small in size but big in personality, green-cheeked conures are excellent exotic birds for apartment dwellers. These playful birds have charisma by the bucketload and love to engage with their owners. Curious and …
