Junior, Youth and Tertiary Banking - July 31st Kids’ Saving Accounts: What’s on Offer From NZ Banks Money decisions are very much part of our day-to-day adult lives. Do we buy a coffee, or save the cash for a long-term payoff, like a holiday? Are we investing in the right KiwiSaver account? But …
Home Loans - July 31st What is a Home Loan? Property and property ownership is always a hot topic in New Zealand. Buying a property, though, usually means taking out a home loan. In this article, we explain what a home loan is, and the …
First Home Buyers - July 31st Five Tips: How to Negotiate on House Price Whether it’s after making several inspections in person and weeks of private negotiations, or through the nail-biting excitement of an auction, finalising the sale of a home is a seriously big deal. Once you’ve entered the final stages of …
Home Loans - July 30th How to Finance a Renovation in New Zealand: 5 Options Kiwis love to renovate, and it’s not hard to see the motivation behind it. A good renovation can transform a home and create substantial profits. Plan and spend your dollars wisely and you’ll take full …
Savings Accounts - July 27th What is Digital Money Management? When you hear digital money management, you're probably thinking of a simple budgeting app. And while those are super useful, there's much more on the market to help you take charge of your finances. Get your …
Health Insurance - July 24th Reciprocal Health Agreements – What Do They Cover? Reciprocal health agreements allow citizens from specific countries to receive partially (or fully) subsidised healthcare in other countries. However, there is a range of health services that are not covered, so it pays to be …
First Home Buyers - July 18th What Happens if You lie on Your Home Loan Application? Author: Rebecca Jarrett-Dalton While the majority of people are honest on their home loan applications, some people lie – whether intentionally or inadvertently – during the application process. However, if you are caught lying on your …
Home Loans - July 18th Sky-high living or noisy nightmare? The real deal on apartment life Apartments can have a wide range of benefits. And, in the midst of an economy that’s hard on those looking to buy property, it's often a more viable option for those on lower incomes and …
Home Loans - July 18th What Happens If You Can’t Pay Your Mortgage? Throughout 2020-21, house prices went a little crazy. Many hopeful first home buyers (and investors) took advantage of the uber-low interest rates and jumped onto the property ladder. The problem was that the increased competition …
First Home Buyers - July 18th Home Auctions vs Private Treaty Sales: The Pros and Cons There are three main styles of property sales in New Zealand: Private treaty (or private sale): interested parties make an offer and negotiate a price and purchase conditions with the seller Auction: interested parties bid …