Gem Visa Credit Card

Latitude is a lending business that operates in Australia and New Zealand, it issues Gem credit cards.

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Gem credit card

Gem offers only one credit card.

Gem Visa Credit Card

Gem Visa

Features:

  • Six-months interest free on all purchases $250 and above
  • 0% p.a. on long-term deals at participating retailers

Fees and charges:

  • $65 annual fee
  • $55 establishment fee
  • Purchase interest rate: 29.49% p.a.
  • Cash advance rate: 29.95% p.a.

Canstar’s free comparison tool gives you the ability to compare Gem credit cards with those from other lenders in the credit card market. For more details, just click on the button below.

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Written by: Bruce Pitchers | Last updated: March 26, 2026