Home Loans - November 27th More low deposit lending up for grabs for first home buyers Come New Year, banks will be allowed to issue 5% more low deposit home loans, thanks to a LVR regulation change, the Reserve Bank of New Zealand (RBNZ) announced today (28 November). From 1 January 2019 onwards, …
First Home Buyers - September 4th Buying a House Vs Building a House Co-author Michelle Norton Pros: You know what you’re getting Buying an established home means you know what you’re getting in three keys ways. First, the potential defects of an established home are often visible, or show up in …
Finance News - August 13th Should you buy acreage or rural property? Always something to fix, chop down, cut up, paint, wire, clean, change, move … but I wouldn’t have it any other way! Life on acreage is bliss. “Why on earth would you want to live that …
Home Loans - July 10th How to get home loan pre-approval Want to get into your new home quicker? What is the home loan pre-approval process? The home loan pre-approval process, also known as conditional approval or approval in principle, is when your bank conditionally approves or denies you for a …
Home Loans - June 24th How to switch home loans Some borrowers may be able to save thousands of dollars by switching home loan providers, and this article explains how to do it. Why switch home loans? There are thousands of home loans available on the market, …
Home Loans - June 21st What is a home loan redraw facility? When it comes to home loans, redraw facilities are a common offering. But – what actually is a redraw facility? Canstar explains. A redraw facility can be a complicated concept to wrap your head around, but may …
Home Loans - June 12th 10 ways to save for a home deposit 10 savings-boosters that can help you land that dream home quicker. If you’re looking to buy a house using a home loan, you’ll need an initial deposit to secure the loan. This deposit is determined as a …
Home Loans - June 5th House-Buying Checklist: What to Look for & Consider You might think a particular house looks perfect for you, which it very well might be, but there a tonne of other things to consider when buying a house, beyond what the colours of the …
Business Banking New Zealand - May 17th Budget 2018: Who wins and who loses? Finance minister Grant Robertson declared Budget 2018 the, "first steps in a plan for transformation". Mr Robertson says the Government is focussing on being "fiscally, socially and environmentally" responsible and to, "reverse untargeted tax cuts" and …
Finance News - May 10th Orr gives clear sign that OCR to hold at 1.75% ‘for some time to come’ Reserve Bank of New Zealand (RBNZ) governor Adrian Orr opened his first Monetary Policy Statement (MPS) with some sign language - and a loud-and-clear signal that the OCR will not move for some time to …