Home Loans

Mortgage rates in Australia Here is an overview of the current average, minimum and maximum rates for owner-occupier home loans on our Australian database: Owner-Occupier Mortgage Rates Floating 1-Year Fixed 2-Year Fixed 3-Year Fixed  4-Year Fixed 5-Year Fixed Average 6.18% 5.49% 5.28% 5.33% 5.67% 5.67% Min 5.14% 4.65% 4.64% 4.74% 5.29% 5.19% Max 8.64% 7.05% 7.09% 7.05% 7.05% 7.00% Rate statistics, correct: September 14, 2025. …

KEY POINTS: If you're willing to put effort into renegotiating your mortgage, banks and lenders are prepared to offer substantial cash incentives to secure your business. Deals you can possibly negotiate include cashbacks, reduced mortgage …

KEY POINTS: The average mortgage used to purchase a home in New Zealand in 2025 is $588,558. The average first home buyer mortgage in New Zealand is $568,846. The average investor mortgage in 2025 in …

KEY POINTS: It's unlikely for a home buyer to be able to secure a home loan with no deposit, as mortgage lenders require borrowers to demonstrate a history of saving. Most home loan lenders have …

KEY POINTS: Most mortgage lenders allow weekly, fortnightly or monthly repayments, which are calculated by dividing a total annual repayment by 12, for monthly, 26 for fortnightly or 52 for weekly. To reduce interest charges, …

Key points: When house flipping, ensure that you buy a house with potential, and don't overpay. Thoroughly plan your budget, and then stick to it. Do as much of the renovation work as you can, …