Home Loans - August 4th Refinancing Your Mortgage: How to Negotiate a Better Home Loan KEY POINTS: If you're willing to put effort into renegotiating your mortgage, banks and lenders are prepared to offer substantial cash incentives to secure your business. Deals you can possibly negotiate include cashbacks, reduced mortgage …
Home Loans - July 31st What is the Average Home Loan in New Zealand? KEY POINTS: The average mortgage used to purchase a home in New Zealand in 2025 is $588,558. The average first home buyer mortgage in New Zealand is $568,846. The average investor mortgage in 2025 in …
Home Loans - July 30th Can You Buy a House With No Deposit? KEY POINTS: It's unlikely for a home buyer to be able to secure a home loan with no deposit, as mortgage lenders require borrowers to demonstrate a history of saving. Most home loan lenders have …
Banking & Insurance - July 30th How Long Should I Fix My Mortgage For? KEY POINTS: Six-month fixed mortgage rates are around 45 basis points higher than current 1- and 2-year fixed rates. Twelve-month rates would have to fall further by the end of the year to justify fixing …
First Home Buyers - July 30th Mortgage Cashbacks: What’s On Offer? Canstar explores the current mortgage cashbacks on offer from the banks, and checks to see how the deals stack up. Mortgage Cashbacks While some banks make a big show of their first home buyer deals, it's worth …
First Home Buyers - July 22nd The Co-operative Bank: the Best Lender for First Home Buyers Over the past 18 months, the stars have finally aligned for first home buyers (FHBs). Thanks to falling interest rates and lower house prices, purchasing a first property has become more attainable for many Kiwis. However, …
Home Loans - July 21st Australian vs New Zealand Mortgage Rates KEY POINTS: Overall, average fixed-term mortgage rates are higher in Australia than in NZ. Average 1-year rate on Canstar's NZ's database is 4.97%, compared to 5.68% in Australia. Average 2-year rate on Canstar's NZ's database …
Home Loans - June 13th Paying Mortgage Weekly vs Monthly: Which Is Better? KEY POINTS: Most mortgage lenders allow weekly, fortnightly or monthly repayments, which are calculated by dividing a total annual repayment by 12, for monthly, 26 for fortnightly or 52 for weekly. To reduce interest charges, …
Home Loans - June 2nd House Flipping in NZ: 5 Expert Tips Key points: When house flipping, ensure that you buy a house with potential, and don't overpay. Thoroughly plan your budget, and then stick to it. Do as much of the renovation work as you can, …
First Home Buyers - May 29th What If I Change My Mind About Buying A House? Key points: You're free to change your mind about buying a home if you've not signed a sales contract. However, once you sign a sales contract on a home, you become legally bound by the …
