First Home Buyers - September 1st Mortgage Rates: How Quickly Will They Rise? Recently we've published a few stories reporting impending interest rate rises. Usually, we don't go in for divination. But when the Reserve Bank (RBNZ) and economists such as Tony Alexander are both forecasting rate rises, …
Home Loans - August 30th Why the Housing Market is Slowing Down There are a growing number of factors in play that suggest that while demand for housing will remain firm and house construction strong, we've entered the end game for the period of strong house price …
First Home Buyers - August 20th Building A New Home? 14 Key Pieces of Advice from the Pros Building a new home can be a quite daunting process for first-timers. There are a lot of questions that need to be answered, and a lot of people who are relying on you to answer …
First Home Buyers - August 19th House Prices to Fall: A Good Time to Buy? For aspiring FHBs, the past 18 months have been hard. First came soaring house price inflation, then the Reserve Bank of New Zealand (RBNZ) announced it was going to tighten the loan-to-value ratio (LVR) restrictions, …
Home Loans - August 16th Squirrel: Rising Mortgage Rates – Time to Fix? The world has been printing money for several years, in anticipation of inflation and interest rates eventually rising. Neither of those happened. The main reason we didn’t see inflation was due to technology driven deflation. Higher …
Home Loans - August 9th How to Get a Loan For a New Build Financing a land and build option can be quite different from a regular house purchase, and there are different requirements that banks need buyers to meet. There have also been a number of changes in …
Banking & Insurance - August 5th The Co-operative Bank Makes Home Loans Easy Securing a home loan can be difficult, but The Co-operative Bank is keen to make it a simple process for its customers. And it’s paying off! The Co-operative Bank has been voted as this year’s …
First Home Buyers - August 5th Mortgage Rate Rises: How Much Will They Cost You? 5… 4… 3… 2… 1… Blast-off! It’s not only billionaires lifting off. All indications are that interest rates are headed that way, too. Though hopefully not as fast or as high as Elon, Jeff and …
First Home Buyers - July 27th Breaking Down Six Important Home Loan Features What is a home loan? Before we look at home loan features, we need to know what a home loan is. A home loan or mortgage is a loan advanced to you by a financial institution …
Home Loans - July 26th Can You Get a Loan With No Credit History? Author: James Hurwood Can you get a loan with no credit history? In this story we cover: Why is having a credit history beneficial when applying for a loan? How do I start to build up …