First Home Buyers

Over the past 18 months, the stars have finally aligned for first home buyers (FHBs). Thanks to falling interest rates and lower house prices, purchasing a first property has become more attainable for many Kiwis. However, …

When buying a home, it's always a good idea to get your finances in place before you buy. Not only will it give you a clear idea of your price range, it will give you …

Buying a house is a serious decision, and once you sign a sales agreement, your purchase becomes legally binding. So if change your mind and try to pull out of the deal, you can expect …

KEY POINTS: The RBNZ's Monetary Policy Committee meets seven times annually. At these meetings, the committee sets the OCR as part of the bank's job to keep inflation in check. The OCR is the rate …

Over the past two years, as house prices have cooled, the number of first home buyers (FHBs) entering the market has increased considerably. According to RBNZ mortgage figures, there were 28,774 new mortgages issued to …

KEY POINTS: The size of your deposit and your income are key factors in determining how much you can borrow to buy a house. Personal expenditure, your saving history and debt levels are important, too. …

In a changing interest rate environment, like the one we’re in right now, the question of how long to fix your mortgage can feel like a tricky one to get right. Squirrel's John Bolton explains …

Do you really need to use a mortgage broker? If you're after a home loan, it's a valid question. For when it comes to mortgages, there's really only one thing most of us care about: …