First Home Buyers - February 9th What Happens to Your Mortgage in a Divorce? What Happens to Your Mortgage in a Divorce? In this guide we cover: What happens to a home and mortgage during divorce? Buying out the other party - what's involved? What about income inequality? …
Banking & Insurance - January 25th Prenuptial Agreements: A Full Guide What is a prenuptial agreement? A prenuptial agreement, often known as a "prenup", is a legal contract entered into by a couple before they get married or enter into a civil partnership. This agreement outlines the …
First Home Buyers - January 10th Asbestos in a Home NZ: All You Need to Know Why is asbestos dangerous? Asbestos is a strong and heat-resistant material that was once used in buildings and products. But, breathing in tiny asbestos fibers can seriously harm your lungs and even cause cancer. That's why …
First Home Buyers - January 3rd First Home Buyers: How to Have a Stress-Free Settlement Depending on what headspace you're in, waiting to sign the final paperwork for your first home can feel like it's moving at lightning speed, or at a snail's pace. The good news is, once you've …
First Home Buyers - December 5th Squirrel: What is the OCR and Why is it Important? For Kiwi households with a mortgage, chances are the phrase ‘Official Cash Rate (OCR) announcement’ has become a bit of a stress trigger in recent times. OCR announcements happen seven times per year like clockwork. It's …
Banking & Insurance - November 23rd How To Reduce Mortgage Repayments Unfortunately, there's no secret formula to reducing the cost of a home loan. Three things affect the overall cost of a mortgage: Size of the loan Interest rate Mortgage term And there's only one surefire way …
First Home Buyers - November 6th How Much Can I Borrow to Buy a House? How much can I borrow? It's a question many first home buyers (FHBs) want to know, and understandably so. When borrowing money for your first home, it's not as simple as subtracting a deposit from the …
First Home Buyers - October 11th Essential House Inspection Checklist Between the time you inspect a property and make an offer and the time you settle and it becomes yours, there are a number of potential issues that can come up, and problems that might …
First Home Buyers - September 11th How Much Deposit Do You Need To Buy A House? Given the expensive nature of property in New Zealand, saving for a deposit to buy a home can be a huge ask for aspiring home owners. But exactly how big a deposit do you need …
First Home Buyers - September 11th What is Lenders’ Mortgage Insurance and How Does it Work? Despite expensive house prices and soaring mortgage rates, first home buyers are still active in the housing market. According to RBNZ mortgage figures, so far this year, first home buyers have comprised around 17% of …
