Credit Cards - January 25th How to Keep on Top of Your Credit Card Credit cards are certainly handy tools. There are plenty of advantages of having plastic in your wallet if you manage your credit card properly. If you’re disciplined with your spending and pay off your card …
Credit Cards - January 13th What is a Product Disclosure Statement? What’s the point of a PDS? A product disclosure statement (PDS) tells you all the key information you need to know about a financial product. Financial services firms, such as insurance companies, banks, Kiwisaver providers and …
Credit Cards - January 11th Keen to Get Out of Debt? Here’s Your 11-point Plan Author: David Wright Here are 11 steps that can help you become debt free: 1. Get motivated Money stress might be affecting your health and limiting your ability to think clearly. Make a commitment to change your life. 2. …
Buy Now Pay Later - December 18th Can AfterPay Hurt Your Credit Score? Buy now pay later (BNPL) schemes might be a quick and easy route to retail heaven, but if misused, they can seriously damage your credit score. Over the past few years, BNPL schemes have done for …
Credit Cards - November 6th Taking Charge: How to Reverse Unauthorised Credit Card Transactions We are increasingly a cashless society. According to the latest figures, card transactions are the most popular way for Kiwis to pay. Last year, we spent $92.9bn on our credit and debit cards. And September's …
Banking & Insurance - October 27th Opinion: The Truth About Pay Later vs Credit Cards Living in a pandemic has changed the way we live, work, play – and spend. After two COVID-19 lockdowns, New Zealanders’ lifestyles have changed in ways we could never have imagined only six months ago. We're …
Banking & Insurance - September 30th Top Online Banking Mistakes: How to Avoid Them We rely extensively on online banking. Whether it's to check our balances on the go, pay bills or transfer money, websites and apps have created a new era of user-friendly banking. But what happens when …
Budgeting & Saving Money - August 24th 15 Finance Goals For Your 30s Your 30s are full of common rites of passage, think career changes, getting married, starting a family and buying a home. The financial decisions involved are often complex and costly. So it's important to develop …
Credit Cards - August 14th American Express wins Most Satisfied Customers | Rewards Credit Cards 2020 In our increasingly cashless society, rewards credit cards are an essential daily convenience for most Kiwis. In Canstar’s latest credit card survey, 61% of respondents said they use their card for all their day-to-day purchases. Of …
Credit Cards - August 14th Top Credit Card Mistakes: The Dos and Don’ts! Each year, Canstar researches and rates the different credit cards on the market, to see how they stack up on fees, rates and benefits. This year, our expert researchers crunched the numbers across 12 providers, …