Home Loans - August 3rd What is a Construction Loan? If you've decided to take the plunge and build your next home, you'll have lots of decisions to make: which fittings and fixtures to choose, a colour scheme and flooring choices, plus which construction loan …
Banking & Insurance - August 2nd How to Build an Emergency Fund What is an emergency fund? An emergency fund is a financial reserve set aside for unexpected or urgent expenses that may arise. Emergency funds serve as a safety net, to protect you and your family from …
Junior, Youth and Tertiary Banking - July 31st Kids’ Saving Accounts: What’s on Offer From NZ Banks Money decisions are very much part of our day-to-day adult lives. Do we buy a coffee, or save the cash for a long-term payoff, like a holiday? Are we investing in the right KiwiSaver account? But …
Home Loans - July 31st What is a Home Loan? Property and property ownership is always a hot topic in New Zealand. Buying a property, though, usually means taking out a home loan. In this article, we explain what a home loan is, and the …
First Home Buyers - July 31st Five Tips: How to Negotiate on House Price Whether it’s after making several inspections in person and weeks of private negotiations, or through the nail-biting excitement of an auction, finalising the sale of a home is a seriously big deal. Once you’ve entered the final stages of …
Home Loans - July 30th How to Finance a Renovation in New Zealand: 5 Options Kiwis love to renovate, and it’s not hard to see the motivation behind it. A good renovation can transform a home and create substantial profits. Plan and spend your dollars wisely and you’ll take full …
Savings Accounts - July 27th What is Digital Money Management? When you hear digital money management, you're probably thinking of a simple budgeting app. And while those are super useful, there's much more on the market to help you take charge of your finances. Get your …
Health Insurance - July 24th Reciprocal Health Agreements – What Do They Cover? Reciprocal health agreements allow citizens from specific countries to receive partially (or fully) subsidised healthcare in other countries. However, there is a range of health services that are not covered, so it pays to be …
First Home Buyers - July 18th What Does ‘Subject to Finance’ Mean When Buying a Home? When buying a home, it's always a good idea to get your finances in place before you buy. Not only will it give you a clear idea of your price range, it will give you …
Home Loans - July 18th Offset Mortgage or a Revolving Credit Account: Which is Better? Despite a cool housing market, property remains expensive. Currently, the average mortgage across New Zealand is around $360,000. Remember this is the national average. For buyers in Auckland, Wellington and other property hotspots, you can …
