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Compare KiwiSaver funds using the star ratings comparison. KiwiSaver is a voluntary savings scheme which came into operation on the 2 July 2007 for the sole purpose of encouraging New Zealanders to save for their retirement. Kiwis can elect to contribute a certain percentage of their salary with employers matching the contribution into the employee KiwiSaver fund.

Compare KiwiSaver Accounts
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How we compare KiwiSaver accounts
CANSTAR has assessed the price and features of 29 KiwiSaver Schemes and 91 KiwiSaver Funds, comparing these funds on both pricing and features. The pricing score considers the annual cost to members taking into account five different fees. It is then combined with over 80 product features across five different categories for each scheme to determine who provides the best value funds.

We currently rate three KiwiSaver profiles, being conservative, balanced and growth. We stress that our ratings are not based on performance. While there are funds that will outperform the market or their benchmark, past performance does not guarantee future performance and we are not able to identify future top performers.

Fees, on the other hand, are known and can have an impact on the net returns received from an investment. Therefore our ratings have focused on the price and features of the products.

Please see the methodology attached to this report for further details.

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