KiwiSaver Funds

A Beginner’s Guide to Exchange-Traded Funds

Author: Martin Kovacs Exchange-traded funds (ETFs) can provide a simple and effective means to diversify your investment portfolio, offering streamlined access to different industry sectors and asset classes. However, before making any type of investment, it's …

KiwiSaver Funds - May 14th

Investing in Bonds – What You Need To Know

Bonds, bonds, bonds … they’re everywhere at the moment. As the Treasury has got busy issuing billions of dollars in extra New Zealand Government bonds, the Reserve Bank of New Zealand (RBNZ) has been just …

KiwiSaver Funds - April 29th

Should I Change My Investment Strategy Due to the Pandemic?

Author: Isabella Shoard The impact of Covid-19 has been felt significantly in the global markets with share prices rising and falling and the environment for investors continuing to appear fragile. The pandemic has had a significant …

KiwiSaver Funds - April 6th

Don’t Rush Into Making A KiwiSaver Hardship Withdrawal Before Exploring All Your Options

As COVID-19 continues its relentless spread around the world, it’s leaving financial devastation in its wake. So far here in New Zealand, thankfully, we’ve escaped the worst of its toll on human health, though few …

KiwiSaver Funds - March 19th

Three Common Mistakes to Make During a Stockmarket Slump

Co-authored by Bruce Pitchers What a difference a few weeks make. One minute we're high on a bullish market, riding a global equities Trump Bump, the next we're crashing down to earth in a coronavirus slump. …

KiwiSaver Funds - March 17th

Why You Should Have a Will, Even if You’re Under 30

Fewer than half of New Zealanders have a will. The figures are even lower for women, Māori and Pasifika, according to a survey by the NZ Commission for Financial Capability. It found people put off …

KiwiSaver Funds - March 2nd

Conservative fund vs balanced fund: what the changes to the default KiwiSaver setting mean for new members and first home buyers

What does this mean for new KiwiSaver members? To understand the implications of this change, you need to understand the difference between the two types of funds: Conservative funds hold fewer risky assets, such as stocks and …

KiwiSaver Funds - February 25th

Active investing vs passive: what it means for your KiwiSaver?

You might not think the active-passive financial debate has much to do with you, but if you’re in KiwiSaver, you’re wrong. How an investment manager decides to run your KiwiSaver account can have an effect …

KiwiSaver Funds - February 18th

If you’re starting a new job, it’s time to review your KiwiSaver contributions

Currently, KiwiSaver works on an opt-out system. This means that when you start a new job, if you're not already a KiwiSaver member, you'll get automatically enrolled into the employer's chosen scheme, or a default …

Follow steps to stay out of credit card debt

KiwiSaver Funds - February 16th

Strict evidence requirements for KiwiSaver hardship withdrawals

Tapping into KiwiSaver early (ie not for a first home or retirement) isn't an easy process, nor is it meant to be a get-out-of-jail-free card if you've been careless with money. Be warned, if you're …