Petplan Pet Insurance

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Our beloved pets aren’t the cheapest, especially when it comes to medical care. If your pet falls sick or gets injured, it could cost you thousands to get them treated, unless you have pet insurance. Here’s Canstar’s guide to Petplan’s policies.


What pet insurance policies does Petplan offer?

Petplan offers four main pet insurance plans for dogs and cats – Essential, Classic 1, Classic 2 and Ultimate. In addition, Petplan has horse insurance called Equine pet insurance.

What’s covered by Petplan Essential plan?

Available for dogs and cats, the Essential plan is the Injury, Accident or Illness plan, as well as the lowest level pet insurance plan, on offer from Petplan. If you take out this pet insurance plan, you will be covered for up to $7000 for vet fees, for certain treatments, and dogs will be ensured for up to $1 million for third party liability. 

What’s covered by Petplan Classic Plans?

Petplan’s Classic 1 plan and Classic 2 plan both offer comprehensive cover for the lifetime of the pet – the only difference between the two are the benefit limits. The Classic 1 plan protects against the cost of $10,000 for dogs and $9000 for cats. Classic 2 covers $15,000 for dogs and $10,000 for cats. If you’re insuring a dog, both plans mean you’re eligible for up to $3 million of third party liability.

What’s covered by Petplan Ultimate Plan?

The Petplan Ultimate plan is the most comprehensive pet insurance option offered by Petplan. If you choose this policy, you will have $20,000 of cover for vet bills for dogs, and $15,000 for cats. The third party liability cover increases to $5 million with this option. 

What’s covered by Petplan Equine Insurance?

The base Petplan Equine Insurance policy (horse insurance) covers the cost of mortality, theft and straying. This means you will be covered for either the market value or the sum insured (the cheapest at the time of claim), in the unfortunate event your horse passes away, is lost or stolen, or needs to be euthanised on humane grounds. 

Petplan Equine also offers insurance for your horse float or horse-drawn vehicle, and third party liability insurance.

What add-ons and discounts does Petplan offer?

With each Petplan dog and cat insurance policy, there is the option to purchase add-ons – including up to $1000 for death from illness, and up to $1000 for death from injury. And, for all Petplan pet insurance policies, you may be eligible for a multi-pet discount if you take out Petplan pet insurance for three or more pets.

About Petplan

Petplan was established in the UK more than 35 years ago, and spread its roots to New Zealand in 2008. Petplan prides itself on its commitment to pets’ welfare, along with its strong relationship with vets throughout New Zealand. 

To check out how Petplan compares against other insurers in Canstar’s latest customer satisfaction ratings, click on the button below.

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Written by: Nicole Barratt | Last updated: August 27, 2021

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