Pet-n-sur Pet Insurance

Pet-n-pur pet insurance logo

Our beloved pets bring us an endless amount of love and companionship. But, just like human health, the health of your pet can quickly become expensive and complicated when things go south (and no, pets aren’t eligible for ACC). To ensure you’re better prepared for the unexpected, Canstar delves into the world of pet insurance to see how Pet-n-sur stacks up against other providers.[/bs_lead

What Does Pet-n-sur Offer?

Pet-n-sur offers cover for pets, categorising its offerings by species (cats, dogs, rabbits and horses.) The options of cover vary between each animal, with plans ranging from the comprehensive “platinum” plan, to the basic “rhodium” plan, as well as those with surgical options.

Check out the link below to see how this compares against other insurers.

Compare Pet Insurance with Canstar

What’s Covered by Pet-n-sur’s Policies for Dogs?

Pet-n-sur offers six levels of cover for dogs depending on the breed and age. The policies are outlined below:

  • Platinum: Up to $9,000 in cover including surgical and medical bills, vaccinations, microchipping and lost or replacement pets. The policy-holder will pay 20% of each claim.
  • Gold: Up to $6,000 in cover including surgical and medical bills, vaccinations, microchipping and lost or replacement pets. The policy-holder will pay 25% of each claim.
  • Silver: Up to $4,000 in cover including life, surgical and medical bills, vaccinations, microchipping and lost or replacement pets. The policy-holder will pay 30% of each claim.
  • Rhodium: Up to $6,000 in cover which includes bills, specialist visits and hereditary conditions with the policy-holder paying $150 of each claim.
  • Surgery Plus: Up to $3,000 in cover which includes some bills, specialist visits and hereditary conditions with the policy-holder paying 10% of each claim.
  • Surgery: Up to $1,500 in cover which includes some bills, specialist visits and hereditary conditions with the policy-holder paying 10% of each claim. 

What’s Covered by Pet-n-sur’s Policies for Cats?

Pet-n-sur offers six levels of cover for cats depending on the breed and age. The policies are outlined below:

  • Platinum: Up to $9,000 in cover including surgical and medical bills, vaccinations, microchipping and lost or replacement pets. The policy-holder will pay 20% of each claim.
  • Gold: Up to $6,000 in cover including surgical and medical bills, vaccinations, microchipping and lost or replacement pets. The policy-holder will pay 25% of each claim.
  • Silver: Up to $4,000 in cover including life, surgical and medical bills, vaccinations, microchipping and lost or replacement pets. The policy-holder will pay 30% of each claim.
  • Rhodium: Up to $6,000 in cover which includes bills, specialist visits and hereditary conditions with the policy-holder paying $150 of each claim.
  • Surgery Plus: Up to $3,000 in cover which includes some bills, specialist visits and hereditary conditions with the policy-holder paying 10% of each claim.
  • Surgery: Up to $1,500 in cover which includes some bills, specialist visits and hereditary conditions with the policy-holder paying 10% of each claim. 

What’s Covered by Pet-n-sur’s Policies for Rabbits?

Pet-n-sur offers a gold policy for rabbits a year old or less. Depending on breed and age, rabbits may be eligible for different policy options.

The standard gold policy covers your rabbit for claims up to $1,500 including bills, specialist visits, hereditary conditions and alternative therapy. Policy-holders will pay 20% of each claim. 

What’s Covered by Pet-n-sur’s Policies for Horses

Horse cover with Pet-n-sur can be tailored depending on your horse’s breed, age and lifestyle. This includes transportation, saddlery and tack. 

What’s Not Covered by Pet-n-sur

Similar to other pet insurers, Pet-n-sur does not cover animals for pre-existing conditions, for damage to property, people or other animals caused by the pet, or for treatment of conditions caused by negligent owner behaviour.

What Makes Pet-n-sur Different?

Whilst offering options such as funeral cover, neutering, vaccinations and equine cover including theft and mortality, Pet-n-sur also supports a number of animal-related charities.

About Pet-n-sur

Describing itself as ‘New Zealand’s largest, specialist 100% Kiwi owned and managed Pet Insurance provider’, Pet-n-sur underwrites its own policies to create a smoother claims process for a variety of animal-related insurance claims. 

Written by: Katharina Charles | Last updated: July 19, 2019

Other Pet Insurance from