Pet-n-Sur Pet Insurance
What does Pet-n-Sur offer?
Pet-n-Sur offers cover for pets, including: cats, dogs, rabbits and horses. The options of cover vary between each animal. Cat and dog plans range from the comprehensive Platinum plan, to the basic Rhodium plan, as well as surgical options. Rabbit policies are more limited, while equine cover can also include saddlery and tack, horse floats and theft.
What’s covered by Pet-n-Sur’s policies for dogs and cats?
Pet-n-Sur offers seven levels of cover. The policies are outlined below:
- Titanium: Provides the highest annual limit but less comprehensive cover. Up to $18,000 cover for surgical and medical bills, specialists, hereditary conditions, and alternative therapy. The policy-holder pays 20% of each claim.
- Platinum: Up to $9000 cover, including surgical and medical bills, vaccinations, microchipping, desexing, and lost or replacement pets. It includes specialists, hereditary conditions, alternative therapy, boarding fees and funeral costs. The policy-holder pays 20% of each claim.
- Gold: Up to $6000 cover, includes everything in the Platinum plan. The policy-holder pays 25% of each claim.
- Silver: Up to $4000 cover, includes everything in the Platinum/Gold plans. The policy-holder pays 30% of each claim.
- Rhodium: Up to $6000 cover, includes surgical and medical bills, specialists, hereditary conditions and alternative therapy. The policy-holder pays $300 of each claim.
- Surgery Plus: Up to $3000 cover, includes surgical bills, specialists, hereditary conditions and alternative therapy. The policy-holder pays 10% of each claim.
- Surgery: Up to $1500 cover, includes surgical bills, specialists, hereditary conditions and alternative therapy. The policy-holder pays 10% of each claim.
What’s covered by Pet-n-Sur’s policies for rabbits?
Pet-n-Sur offers a gold policy for rabbits. Depending on breed and age, rabbits may be eligible for different policy options.
The standard gold policy covers your rabbit for claims up to $1500 including bills, specialist visits, hereditary conditions and alternative therapy. Policy-holders pay 20% of each claim.
What’s covered by Pet-n-Sur’s policies for horses?
Horse cover with Pet-n-Sur can be tailored depending on your horse’s breed, age and lifestyle. This includes transportation, saddlery and tack.
What’s not covered by Pet-n-Sur?
Similar to other pet insurers, Pet-n-Sur does not cover animals for pre-existing conditions, for damage to property, people or other animals caused by the pet, or for treatment of conditions caused by negligent owner behaviour.
What makes Pet-n-Sur different?
While offering a huge range of plans and options and cover for things such as funeral cover, neutering, vaccinations and equine cover, including theft and mortality, Pet-n-Sur also supports animal-related charities.
About Pet-n-Sur
Describing itself as “New Zealand’s largest, specialist 100% Kiwi owned and managed pet insurance provider”, Pet-n-Sur underwrites its own policies to create a smoother claims process for a variety of animal-related insurance claims.
To check out how Pet-n-Sur compares against other insurers in Canstar’s latest customer satisfaction ratings, click on the button below.