1Cover Travel Insurance

When planning an overseas holiday, arranging travel insurance is as vital as checking your passport’s not expired. Canstar assesses how 1Cover Travel Insurance’s policies stack up against the competition.

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To compare 1Cover travel insurance policies with those from other providers on Canstar’s database, follow the link below.

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What types of travel insurance does 1Cover offer?

1Cover offers domestic and international travel insurance. The company has four main policies:

International: full cover for your overseas holiday
Domestic: covers you for loss while travelling around Aotearoa
Medical only
Already overseas

Frequent traveller options are also available for domestic and international travel.

What’s covered by 1Cover’s International Comprehensive policy?

The main features of 1Cover’s International Comprehensive policy include unlimited cover for: medical treatments, 24-hour emergency assistance and medical evacuation/repatriation. Also:

$15,000 personal items cover
$25,000 permanent disability
$50,000 emergency accommodation & travel expenses
$5m personal liability
Flexible cancellation cover, to chosen limit

Optional cover available for:

Adventure sports
Cruises
Winter sports
Rental vehicle excess

Note: a $3000 excess applies for travellers over the age of 80 for claims due to medical conditions and injuries.

What’s covered by 1Cover’s Domestic policy?

Although Kiwis don’t have to worry about medical bills at home, accidents and unforeseen events can still happen while travelling around the country. 1Cover’s Domestic policy covers:

$5000 emergency accommodation & travel expenses
$5000 rental vehicle excess
$7,000 personal items cover
$5m personal liability
Flexible cancellation cover, to chosen limit

What’s covered by 1Cover’s Medical Only policy?

1Cover’s Medical Only policy is only available for international travellers aged 69 and under. It includes unlimited cover for: medical treatments, 24-hour emergency assistance and medical evacuation/repatriation. It also includes $5m personal liability cover.

What’s covered by 1Cover’s frequent traveller policies?

Frequent traveller options are available across 1Cover’s International Comprehensive and Domestic policies, offering the same levels of cover.

Designed for frequent flyers and business travellers, 1Cover’s frequent traveller policies offer cost-effective alternatives to taking out individual policies if you’re planning multiple trips within a 12-month period.

1Cover’s frequent traveller policies are available for trips of up to 21 or 45 days.

What’s covered by 1Cover’s already overseas travel insurance?

1Cover’s already overseas travel insurance is designed for travellers who need to arrange travel cover while already overseas. It provides the same level of cover as 1Cover’s International Comprehensive policy.

About 1Cover Travel Insurance

1Cover is an online insurance company that has been providing cover for travellers from New Zealand and Australia for over 20 years.

1Cover is an expert in travel insurance, and only provides travel insurance products.

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