House of Travel Insurance

When planning an overseas holiday, arranging travel insurance is as vital as checking your passport’s not expired. Canstar assesses how House of Travel insurance policies stack up against the competition.

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To compare House of Travel insurance policies with those from other providers on Canstar’s database, follow the link below.

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What types of travel insurance does House of Travel offer?

House of Travel has partnered with Allianz to offer comprehensive insurance cover for its travel clients.

House of Travel has eight travel insurance plans on offer:

  • Plan A: Essentials Plus
  • Plan B: Premier
  • Plan C: Non-residents Incoming to New Zealand
  • Plan D: Permanent One-way From New Zealand
  • Plan E: Multi-trip
  • Plan F: Domestic Cancellation
  • Plan G: Domestic Essentials
  • Plan H: Residents Returning to New Zealand

What’s covered by House of Travel’s Plan A: Essentials Plus policy?

Plan A is available as a single or family package. Both options come with unlimited overseas emergency medical assistance and hospital expenses.

Also:

  • $400 per person for overseas dental expenses
  • $1500 for continuing medical expenses on return to New Zealand (per person)
  • Accidental death cover of $50,000 for singles/$100,000 for families
  • Permanent disability cover of $50,000 for singles/$100,000 for families
  • Cancellation cover of $10,000 for singles/$20,000 for families
  • $4500 for rental vehicle insurance excess
  • Up to $2.5 million for personal liability
  • Additional expenses up to $50,000 for singles/$100,00 for families
  • Alternative transport expenses of $5000 for singles/$10,000 for families

What’s covered by House of Travel’s Plan B: Premier policy?

Plan B is also available as a single or family package. It covers everything that Plan A covers, often with higher compensation, plus extra areas including: dental expenses on return to New Zealand and loss of income.

Also:

  • Resumption of journey cover of $10,000 for singles/$20,000 for families
  • Cancellation cover of $100,000 for singles/$200,000 for families
  • Travel delay expenses of $2000 for singles/$4000 for families
  • Accidental death cover of $75,000 for singles/$150,000 for families

What’s covered by House of Travel’s Plan C: Incoming to New Zealand Non-residents policy?

Plan C is available for non-residents travelling to New Zealand. Policy holders will receive unlimited overseas emergency medical and hospital expenses, plus cover for additional situations. The policy can be taken out for singles or families.

What’s covered by House of Travel’s Plan D: Permanent One-way From New Zealand policy?

Plan D is available for those moving to New Zealand permanently. This policy can be taken out for singles or families. Singles will be eligible for up to $250,000 for overseas emergency medical and hospital expenses. Families will be eligible for up to $500,000 for the same cover.

What’s covered by House of Travel’s Plan E: Multi-trip policy?

Cover is available under Plan E Multi-trip if all of the following apply:

  1. You are a resident or temporary resident of New Zealand; and
  2. You have purchased your policy before commencing your journey; and
  3. Your journey commences and ends in New Zealand

Policy holders are entitled to unlimited overseas emergency medical and hospital expenses. Other cover includes death, disability, cancellation and personal liability.

What’s covered by House of Travel’s Plan F: Domestic Cancellation policy?

Plan F provides cover for domestic travel cancellation only. Singles are eligible for cover up to $10,000 and families are eligible for cover up to $20,000.

What’s covered by House of Travel’s Plan G: Domestic Essentials policy?

Plan G provides cover for those travelling domestically. Plan G’s policy covers cancellation, personal liability, rental vehicle insurance excess and more.

What’s covered by House of Travel’s Plan H: Residents Returning to New Zealand policy?

Plan H provides cover for New Zealand residents who are overseas and ends when they arrive at any immigration counter in New Zealand.

Plan H provides comprehensive cover for residents and includes unlimited cover for overseas emergency medical and hospital expenses, personal liability, cancellations and additional expenses.

Optional cover available for most plans includes:

  • Increased item limits
  • Increased rental vehicle insurance excess cover
  • Special activity packs

About House of Travel

Established in 1987, House of Travel has grown to be the largest privately owned travel company in New Zealand and the third largest travel organisation in the Asia Pacific region.

Currently House of Travel employs more than 2000 staff across 75 travel stores across the country.

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Written by: Caitlin Bingham | Last updated: November 23, 2023

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