Budgeting & Saving Money - February 24th How to Create A Financial Buffer Looking to create a financial buffer to cushion yourself against shocks? It pays to keep at least three months worth of cash aside – and that’s not an easy task. But there are ways to …
Personal Loans - February 22nd How to Save Thousands on a Car Loan If you car suddenly dies on you and needs replacing, it's an instant hit to your finances. And if you haven't got a heap of savings stashed away, accessing a car loan is your only …
Home Loans - January 14th Cheap Home Renovations Under $1000 to do This Year Co-author: Amanda Horswill Embarking on a major home renovation can be a time-consuming, daunting and often expensive exercise. But, if you’ve got a handy $1000, it could still be possible to stage a mini-makeover on …
Credit Cards - January 13th What is a Product Disclosure Statement? What’s the point of a PDS? A product disclosure statement (PDS) tells you all the key information you need to know about a financial product. Financial services firms, such as insurance companies, banks, Kiwisaver providers and …
Credit Cards - January 11th Keen to Get Out of Debt? Here’s Your 11-point Plan Author: David Wright Here are 11 steps that can help you become debt free: 1. Get motivated Money stress might be affecting your health and limiting your ability to think clearly. Make a commitment to change your life. 2. …
Buy Now Pay Later - December 18th Can AfterPay Hurt Your Credit Score? Buy now pay later (BNPL) schemes might be a quick and easy route to retail heaven, but if misused, they can seriously damage your credit score. Over the past few years, BNPL schemes have done for …
Personal Loans - December 11th Canstar Reveals the Best Personal Loans 2020 If you need money in a hurry, personal loans are a quick and easy source of funds. And if you've a good credit history, personal loans can be relatively inexpensive, too, when compared with credit …
Home Loans - December 7th Can You Get a Mortgage For a Tiny Home in NZ? Embracing simple living in a smaller house, often built on wheels so it’s moveable, has been dubbed the tiny house movement. This type of home is quicker to build and comes with lower maintenance costs, …
Personal Loans - November 19th How a Personal Loan Can Help: All You Need to Know While there are some great low-interest loan deals on the market. In plenty of cases, it’s more convenient to reach for your credit card to make purchases. But if you have a large expense coming …
Banking & Insurance - November 3rd 292%!? How Much Personal Loan Interest Are You Paying? Earlier this year, the government passed new legislation limiting the amount of personal loan interest that lenders can charge their customers. It was in response to unscrupulous lenders charging clients astronomical interest rates that sucked …
