Personal Loans - December 4th How to save thousands on your car loan costs In 2017, Canstar rated 30 car loans – including unsecured and secured personal loans – from 10 providers. Fees are based on a $20,000 personal loan used for buying a car, with the loan paid …
Finance News - December 4th Challengers serve up competitive rates and fees In 2017, Canstar rated 23 unsecured personal loans across 10 providers. Three providers - Harmoney, NZCU Baywide and The Co-operative Bank - received five-star ratings based on the costs and features available with their highest …
Personal Loans - December 4th Risk 50 years of debt with min credit card repayments Canstar has analysed the rate it would take a New Zealand credit cardholder to clear $10,000 worth of debt, split across a credit card ($7000 debt) and a rewards credit card ($3000). Based on the average …
Personal Loans - December 4th What is a personal Loan & what to ask before you apply Co-author: Michelle Norton What are personal loans? Personal loans are fairly straightforward financial products. A personal loan is where you borrow a specific amount of money, usually from a financial institution, and then repay the debt with …
Finance News - July 2nd Commerce commission & lenders credit fee guidelines The commission's guidelines aim to support lenders in setting "reasonable" credit fees, based on the Credit Contracts and Consumer Finance Act 2003 - updated in 2015 - and the Lender Responsibility Principles and the Responsible …
Finance News - December 6th What you need to know about peer to peer (P2P) lending What is peer to peer lending and how does it work? Peer to peer lending involves borrowers taking out an unsecured loan with investors though the peer to peer lending platform, rather than borrowing from a …
Finance News - December 5th Save money through personal financial planning Want some free money? Hopefully, we didn’t lose you at personal financial planning. There’s no denying hanging out at the beach will inevitably float your boat much more than reviewing your bills. But, creating a …
Finance News - December 5th Scan the market before getting a personal loan Compare personal loan rates before you commit Although it might seem like it, banks are not the only place you can borrow money from. Building societies, or even a credit union might have a better value …
Personal Loans - December 5th Personal loan applications: TSB bank’s tips & tricks When it comes to personal loans, the operative word for TSB Bank is personal, with the lender matching loan types to the individual customer. Canstar caught up with Brent Woodhead, TSB Bank’s marketing general manager, for …
Finance News - December 5th Unsecured personal loans: Rates rise due to OCR cut The Reserve Bank of New Zealand has cut the OCR four times since December 2015 – each time by 25 basis points. The current rate is at a record-low 1.75%, with RBNZ attempting to cool …
