Personal Loans

Needs vs. wants: How to know the difference

Co-author: Dhayana Sena So you NEED a new kitchen/car/trainers/mascara/book/iPhone/TV/and so on, but do you really? Learning how to distinguish between needs and wants is an incredibly powerful financial tool. It can mean the difference between a financially …

Personal Loans - December 5th

Personal loans: what to think about before you apply

When considering the right loan for your purpose, there are three key factors to keep in mind. These are: The amount you want to borrow. The length of time you want to borrow the money …

Finance News - December 2nd

Scan the market before getting a personal loan

Co-author: Dhayana Sena Being smart about how you manage your money is important. Personal financial planning through comparing your loan options will help give you the upper hand in negotiations, before you borrow money. Compare personal loan …

Personal Loans - December 2nd

Peer to peer lending: Who offers it in NZ?

Here is a quick rundown of the main P2P lenders in New Zealand. All have been licensed by the Financial Markets Authority. Harmoney Harmoney launched in New Zealand in September 2014 and is New Zealand’s first licensed …

Personal Loans - December 1st

What you need to know about peer to peer (P2P) lending

What is peer to peer lending and how does it work? Peer to peer lending involves borrowers taking out an unsecured loan with investors though the peer to peer lending platform, rather than borrowing from a …

Personal Loans - November 27th

Watch out for the fine print with personal loans

How to get a loan: looking at your options When people need to borrow money, they often want the cash fast. Being able to purchase goods directly from the store can be an advantage of a …

Personal Loans - November 19th

Pay off debt fast: 4 debt-cutting tips that really pay off

Co-author: Michelle Norton If you’re searching for ways to get out of debt, so you can start some guilt-free Christmas shopping, it helps to take a step back and have a look at your own financial …

Low deposit home loans come with a costly catch

Personal Loans - November 13th

Personal loan pre-application checklist

Co-author: Dhayana Sena Applying for a personal loan can be a quick and simple process, if you know what to expect and are well prepared. Follow these tips to ensure you have everything you need before applying. Most …

Personal Loans - November 12th

5 things to consider before applying for a personal loan

Co-author: Michelle Norton If you're in the market for a personal loan, you'll find there are hundreds of products to choose from. So, how do you know if a personal loan - and which one - …

Credit Cards - September 18th

How your credit score may be costing you money

Many Kiwis don’t often think about their credit ratings, or the potential amount a bad credit score could be costing them. Here, Canstar explains how it can pay dividends to understand this important number. Designed to …