Personal Loans - December 4th What to ask before getting a personal loan Co-author: Michelle Norton What are personal loans? Personal loans are fairly straightforward financial products. A personal loan is where you borrow a specific amount of money, usually from a financial institution, and then repay the debt with …
Finance News - July 2nd Lending fees are not to cover Christmas party: Commerce Commission The Commerce Commission has issued a series of guidelines for lenders setting credit fees for customers, eight years after starting the draft advice. The commission's guidelines aim to support lenders in setting "reasonable" credit fees, based …
Finance News - December 6th P2P lending risky for unaware lenders What is peer to peer lending and how does it work? Peer to peer lending involves borrowers taking out an unsecured loan with investors though the peer to peer lending platform, rather than borrowing from a …
Finance News - December 5th Easy ways to save money through financial planning Want some free money? Hopefully, we didn’t lose you at personal financial planning. There’s no denying hanging out at the beach will inevitably float your boat much more than reviewing your bills. But, creating a …
Finance News - December 5th Scan the market before getting a personal loan Compare personal loan rates before you commit Although it might seem like it, banks are not the only place you can borrow money from. Building societies, or even a credit union might have a better value …
Personal Loans - December 5th TSB Bank reveals personal loan applications tips & tricks When it comes to personal loans, the operative word for TSB Bank is personal, with the lender matching loan types to the individual customer. CANSTAR caught up with Brent Woodhead, TSB Bank’s marketing general manager, …
Finance News - December 5th Unsecured personal loan rates rise in face of OCR cut The Reserve Bank of New Zealand has cut the OCR four times since December 2015 – each time by 25 basis points. The current rate is at a record-low 1.75%, with RBNZ attempting to cool …
Personal Loans - December 5th Harmoney shares its winning personal loan tips CANSTAR caught up with Monica Mathis, Harmoney’s general manager sales and marketing, to find out what the P2P lender has been working on, as well as predictions for the future of P2P lending. Q: Harmoney has …
Personal Loans - December 5th Who offers peer to peer lending in New Zealand? Here is a quick rundown of the main P2P lenders in New Zealand. All have been licensed by the Financial Markets Authority. Harmoney Harmoney launched in New Zealand in September 2014 and is New Zealand’s first licensed …
Personal Loans - December 2nd Don’t lock in pre-Christmas loans without comparing market The festive season is a high-spend time of year. CANSTAR’s research of 30 personal loan products across 10 providers has found that there is strong competition in the market, with advertised rates as low as …
