Personal Loans

Should I get a personal loan?

Co-author: Jessica Bailey, founder of Australian fintech Debt to 10k This article originally appeared on our Australian site, Canstar.com.au Jessica Bailey, founder of Australian fintech Debt To 10k, shares some traits and skills you should consider before making …

different ways of borrowing money have different pros and cons

Personal Loans - April 12th

How to borrow money from your bank

Co-author: Christine Thelander Here is a brief rundown of your main borrowing options. Getting a personal loan Generally, we define a personal loan as a loan taken out with a financial institution and which has a defined monthly …

Personal Loans - April 12th

How to choose a debt consolidation loan and avoid paying too much

Co-author: Simon Downes Kiwis suffering from a summer holiday debt hangover are turning to personal loans in a bid to get their finances back on track. At the start of every new year in January and …

Personal Loans - March 26th

What is a personal loan?

Co-author: William Jolly We've broken down the basics of personal loans, so that you'll be able to make the best choice for your situation. What is a personal loan? Personal loans are fairly straightforward financial products. A personal …

Credit Cards - February 19th

The ultimate guide to online wedding dress shopping

A bride's wedding day is quite possibly a day full of pressure to look and feel like a princess. And, while the internet can help you bring together your vision, there are always risks of …

Credit Cards - January 31st

Wedding costs & how to avoid overspending

Co-author: Christine Thelander According to multiple sites, including website My Kiwi Wedding, the average cost of a wedding in New Zealand is around $35,000. That's an awful lot of money! So, we at Canstar wanted to take …

Credit Cards - January 31st

“Even looking like Beyoncé wasn’t worth the $500 I had paid” (A tale of buyer’s remorse)

Additional writing by Olivia Fairhurst Extravagant, impulse purchases, overspending or just plain wasting money on things you don’t need. We’ve all had that moment of temporary insanity where we just had to have something. You justify it …

Personal Loans - December 9th

Canstar announces 2018 five-star personal loan providers

Harmoney, NZCU Baywide and The Co-Operative Bank have been named as the providers offering five-star personal loans. According to Canstar research, these providers have some standout features, to make things simpler for borrowers. These providers offer …

How a good credit rating saves personal loan costs

Personal Loans - December 9th

How do credit scores affect personal loan rates?

Canstar researched and rated personal loans – including car loans – for the 2018 Personal Loan Star Ratings. The three providers who received a five-star rating all have a range of rate offers for their …

Personal Loans - December 4th

How to save thousands on your car loan costs

In 2017, Canstar rated 30 car loans – including unsecured and secured personal loans – from 10 providers. Fees are based on a $20,000 personal loan used for buying a car, with the loan paid …