Budgeting & Saving Money - January 11th What is F.I.R.E? What is FIRE? The F.I.R.E (Financial Independence, Retire Early) movement is a community of individuals dedicated to a strategy of intense saving and investing. The goal is to achieve financial independence, enabling them to retire much …
Budgeting & Saving Money - January 9th Timeless Money Tips 1. Pay yourself first Paying yourself first is one of the best things you can do with your money. Set your savings to autopilot. Work out how much you can save from each pay then set …
Banking & Insurance - January 9th NZ Average Salaries: Are You Earning Enough? Median NZ income* The table below shows the difference in median income between men and women for the June 2023 quarter, based on the latest data from Stats NZ. Hourly Weekly Annually Women $30.15 $1140 $59,280 Men $33 $1400 $72,800 Total Average $31.58 $1273 $66,040 Pre-tax income. Based on a 37.8 hour …
Home Loans - December 13th How Do I Fund a Small Business in NZ? A Complete Guide You’ve recognised a gap in the market and got a solid business idea. But there's one minor problem: you need help with start-up costs. It's a good idea to start with a business plan, as …
KiwiSaver Funds - October 31st Why You Should Treat Investing Like a Subscription Many of us think nothing of having the money for our Netflix or Neon subscription come out of our bank account or having our gym membership fees deducted each month, but what if you took …
Banking & Insurance - October 31st Answers to Six of the Most Googled Money Questions How much can I borrow for a home? It’s smart to have a rough idea of how much you may be able to borrow before applying for a home loan. Lenders each have their own formula …
Cryptocurrency - October 3rd Best Investments for Young Kiwis Author: Marissa Hayden Let’s face it, being young today is hard. Rent is expensive, food is expensive, uni is expensive and the less said about housing the better. But even if it takes hundreds of years …
KiwiSaver Funds - October 2nd How to Access Your KiwiSaver Early When can you access your KiwiSaver? KiwiSaver is a superannuation or retirement scheme. As this suggests, you get access to it when you're of retirement age. Currently, that age is 65. To clarify, you don’t have …
KiwiSaver Funds - September 29th How to Pick Your KiwiSaver Fund It has been a mixed year for KiwiSaver. The latest report by the Financial Markets Authority shows that the average Kiwisaver balance has risen 4.3%, while investment returns were down $1.9 billion. So, knowing how …
KiwiSaver Funds - September 21st 10% KiwiSaver Contribution? How Much are You Saving? There's no doubt that Kiwis have embraced KiwiSaver. Over 3.2 million members have a combined total of over $100bn invested in KiwiSaver schemes. However, are we saving enough? Certainly we're far behind our Aussie cousins …