Caitlin Bingham

NZ Bank Overdrafts: What’s on Offer?

An overdraft is a bank-provided service allowing you to spend more money than you have in your account, either through an agreed-upon (authorised) or unauthorised borrowing arrangement, typically incurring associated fees and interest. Canstar explores …

Personal Loans - October 31st

Secured vs Unsecured Personal Loans: Which is Best?

Secured and unsecured loans are two specific types of personal loans, each with distinct characteristics: What is a secured personal loan? A secured personal loan is a type of personal loan that requires the borrower to provide …

Home Loans - October 30th

House Flipping in NZ: 5 Expert Tips

What is house flipping? House flipping is an investment approach that typically involves buying undervalued properties, renovating them and then selling them on at a profit. The aim is generally – theoretically at least – to …

Banking & Insurance - October 27th

How to Save $5000 in Three Months

It might seem like a big ask but saving $5000 over three months is not impossible. There are a number of simple things you can do to reach that goal and we have come up …

Pet Insurance - October 27th

Tips for Puppy Training

Basic cues for puppy training At seven to eight weeks old, your puppy is ready to begin learning basic cues like ‘sit’, ‘stay’ and ‘come’. They’re full of lots of energy and noise but have a …

Car Insurance - October 27th

How to Transfer a Car’s Registration

What is a car registration? When a car first comes into the country, it has to be registered in the Motor Vehicle Register. As part of this, a legal owner is identified, a one-time fee is …

Personal Loans - October 27th

Can I Apply For Another Personal Loan If I Already Have One?

Can I have more than one personal loan? If you already have a personal loan, you can certainly apply for another one. However, it’s worth noting that individual lenders may have their own policies about the …

Personal Loans - October 25th

Will A Personal Loan Affect My Mortgage Application?

Can I get a mortgage if I have a personal loan? Yes, you can still get a mortgage if you have a personal loan. Having a personal loan doesn't automatically disqualify you from getting a mortgage. …