Petcover Pet Insurance
What pet insurance policies does Petcover offer?
Petcover offers three categories of cover for both cats and dogs: Safety-net Plan, Mid-range Plan, and the Superior Plan. Within each plan there are three cover levels.
Petcover also offers three equine insurance plans.
What’s covered by Petcover’s Safety-net Plan?
Economy
Provides up to $7000 of annual cover and up to 100% cover on vet fees for select pets under the age of four.
Other cover includes alternative treatment, third-party liability, death from illness or injury, boarding fees, and loss due to theft or straying.
Catastrophe 1
Up to $5000 annual cover and up to 100% cover on vet fees (up to $400 p.a.) for select pets under the age of four.
Includes cover for skin treatments, cancer cover, brachycephalic airway obstruction and more.
Catastrophe 2
Provides the same benefits as Catastrophe 1, but with a higher annual limit (up to $10,000) and higher benefit limits in some areas.
What’s covered by Petcover’s Mid-range Plan?
Core
$5000 annual limit for veterinary bills and $400 for vet consultations. Provides cover for most illness and accident related issues such as:
- Cancer treatment
- Hip dysplasia
- Skin conditions
- Crucial ligament
Vital
Includes cover for everything in the Core Plan, but with a higher annual limit of up to $10,000 and higher benefit limits in certain areas.
Key
Includes cover for everything in the Core and Vital Plans, but with a higher annual limit of up to $15,000 and higher benefit limits in certain areas.
What’s covered by Petcover’s Superior Plan?
Entry
The most comprehensive plan it covers things such as:
- Up to $10,000 annual cover
- Alternative and complementary treatment
- Death from illness and injury (under 8 years of age)
- Advertising and reward for a stolen pet
- Low $150 excess
Mid-point
Includes the same cover as the entry plan, but with a higher annual limit of $15,000.
Superior
Includes the same cover as the entry plan, but with a higher annual limit of $20,000.
What’s covered by Petcover’s Equine Insurance?
Basic Cover
Provides cover for death or theft (market value or sum insured) with the option to add cover for veterinary bills for an extra cost.
Senior Plan A
Provides cover only if your horse dies from injury or is stolen (up to $3000 or marker value)
Senior Plan B
Provides the same cover as plan A, but with up to $2000 of veterinary bills covered.
What add-ons and discounts does Petcover offer?
With each Petcover dog and cat insurance policy, there is the option to purchase add-ons. Some of these include:
- Third-party liability (on certain plans that don’t provide automatic cover)
- Cover for routine vaccinations, dental cleanings, etc
Equine cover has optional add-ons for things such as saddles and horse floats.
About Petcover
Petcover is an independently owned and operated pet insurance company that has been insuring pets for over 15 years. In New Zealand, Petcover was formerly under the Petplan brand, before coming under the Petcover umbrella.
To check out how Petcover compares against other insurers in Canstar’s latest customer satisfaction ratings, click on the button below.